Entry Level Sales

Job Title:Mortgage Loan Originator Trainee – Earn While You Get Licensed (NMLS Paid)

Company: Network Capital
Location: 1700 Palm Beach Lakes Blvd, Suite 700, West Palm Beach, FL 33401 (On-site, in-office)
Job Type: Full-time, 1099 commission during study phase → W-2 hourly uncapped commission upon licensing
Compensation: Commission-only (1099) while studying for your NMLS license; transitions to an hourly W-2 base plus uncapped commission on every funded loan after licensure.
Schedule: Monday–Friday, 9:30 AM – 7:00 PM EST (Day 1 orientation begins 10:00 AM)

The Opportunity

This is a ground-floor seat in our brand-new West Palm Beach office and a rare earn-while-you-learn doorway into mortgage origination. We don't hire everyone — we hand-pick a small cohort of hungry, coachable closers, hand you a desk, and pay for everything it takes to get you licensed and originating your own book of business.

You will study for the NMLS SAFE MLO exam in a live, in-office study group — textbooks, prep portal, practice tests, and printed guides all paid for by Network Capital — while you earn commission cold-calling private business owners to build a real pipeline. The day you pass, we pay your NMLS application, state registration, and sponsor your states, issue your NMLS ID and E&O, and move you onto an hourly W-2 position with uncapped commission on every funded file in your book.

No prior mortgage experience required. No license required to start. You bring the dial discipline and the drive — we bring the materials, the floor, and the bill.

What You'll Do

- Study to pass the NMLS SAFE MLO exam alongside a dedicated cohort, with materials provided and a senior originator coaching the floor.
- Cold-call private business owners to originate commercial loans being funded — working capital, equipment financing, expansion capital, and commercial real estate — building your own book of business file by file.
- Build your pipeline while you study so the day you're licensed you're locking loans, not staring at a blank desk.
- Shadow senior originators through the full life of a loan — application → processing → underwriting → CTC → funding.
- Compete in coast-vs-coast production wars (West Palm Beach vs. our Irvine HQ) with monthly funded-volume scoreboards, cash spiffs, and the Title Belt for the desk that out-funds the other coast.

The Licensing Trajectory (Company-Paid)

1. Week 1 – Orientation, The Floor & Products: The Network Capital story, how a loan lives end-to-end, and the full product stack — conventional, FHA/VA, Non-QM, HELOC, Jumbo, plus commercial: working capital, equipment, expansion, and commercial real estate.
2. Week 2 – SAFE Pre-Licensing Cold-Calling: Start the 20-hour SAFE pre-licensing course inside the study group while you hit the phones and build pipeline.
3. Week 3 – Content Review, Mock Exams & Pipeline: Drill SAFE content, run timed mock exams, target weak areas, and keep dialing.
4. Week 4 – Pass, License & Transition: Sit for the NMLS SAFE MLO test (Network Capital pays). Pass → we pay your NMLS application and state registration, sponsor your states, and issue your NMLS ID and E&O. You transition to an hourly W-2 position with uncapped commission on every funded loan.

What We Pay For

- NMLS SAFE MLO exam fee
- NMLS application and state registration fees
- Multi-state sponsorship under Network Capital
- Your NMLS ID and Errors & Omissions (E&O) coverage
- All study materials: textbooks, SAFE MLO prep portal, practice tests, and printed study guides

Requirements

- On-site, in-office in West Palm Beach, FL — Monday through Friday, 9:30 AM – 7:00 PM EST. This is not a remote role.
- Business attire is mandatory whenever you are in the office — clean, professional, and client-ready.
- Coachable, competitive, and comfortable on the phone — cold-calling private business owners daily.
- No prior mortgage or sales experience required; license not required to start.
- Impeccable punctuality — early arrival is expected; tardiness is not tolerated.

Why Network Capital

Direct lender, in-house processing and underwriting for lightning-fast turn times, no middlemen, and direct access to ownership. A high-performance floor built for closers who want to ring the bell and fund loans — not sit in a cubicle. Themed office days, study lunches, and a culture that makes grinding for a license genuinely fun.

Equal Opportunity Statement

Network Capital is an equal-opportunity employer. We consider all qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other protected characteristic.

Pay: $51,496.53 - $62,017.32 per year

Work Location: In person

Benefits:

Salary : $51,497 - $62,017