What are the responsibilities and job description for the Mortgage Loan Assistant position at NebraskaLand Bank?
Description:
We are seeking a dedicated professional to serve as a critical supporting force for our Mortgage Loan Originators. In this role, your expertise will directly contribute to an exceptional experience for every borrower.
Key Impact Areas:
- Expert Communication: Act as the ongoing liaison for borrowers, ensuring they are informed and supported throughout the entire loan process.
- Process Precision: Manage initial front-end processing tasks and maintain rigorous standards within our Encompass loan origination platform.
- Seamless Collaboration: Provide critical updates to Originators at predesignated intervals to ensure the loan file moves smoothly through its lifecycle
- Consumer Loans: Represent the Bank for consumer loan inquires, assist customers with applications and then underwrite and assist in decisioning and completing Consumer Loans, with the applicable compliance requirements.
- Qualifications:
- Mortgage Industry Experience: Experience in residential mortgage lending or a similar loan operations role preferred but not required.
- Software Proficiency: Hands-on experience navigating the Encompass Loan Origination System (or similar system) preferred but not required.
- Regulatory Knowledge: Some understanding of mortgage processing workflows and key regulations, including TRID and RESPA preferred but not required.
- NMLS Registration: Must be able to meet SAFE Act requirements for financial responsibility and character; active NMLS registration is a major plus but not strictly required for support-only roles.
- Communication Skills: Exceptional written and verbal communication skills, with a track record of guiding borrowers through complex document collection.
- Detail-Oriented: High level of precision in logging loan file progression and identifying missing items before they reach underwriting.
Benefits:
- 401(k) matching
- Dental insurance
- Employee assistance program
- Flexible spending account
- Health insurance
- Life insurance
- Paid time off
- Professional development assistance
- Retirement plan
- Tuition reimbursement
- Vision insurance
License/Certification:
- NMLS Number (Required)
Location:
- Kearney, NE 68847 (Preferred)
Work Location: In person