Demo

Principal Data Scientist

Navy Federal Credit Union
Vienna, VA Full Time
POSTED ON 10/30/2026
AVAILABLE BEFORE 11/27/2026
Overview

Provide independent data science, machine learning, and analytical insights using member, financial, and organizational data to support mission critical decision making for various areas of the organization. Understand business needs and identify opportunities for new products, services, and process optimization to meet business objectives through the use of cutting-edge data science. Create descriptive, predictive, and prescriptive models and insights to drive impact across the organization. Regarded as an advanced professional in the data science field. Conduct complex work under minimal supervision and with wide latitude for independent judgment. Mentor lower level staff.

Responsibilities

  • Design, develop, and evaluate large and complex predictive models and advanced algorithms
  • Test hypotheses/models, analyze, and interpret results
  • Develop actionable insights and recommendations
  • Develop and code complex software programs, algorithms, and automated processes
  • Use evaluation, judgment, and interpretation to select right course of action
  • Work on problems of diverse scope where analysis of information requires evaluation of identifiable factors
  • Produce innovative solutions driven by exploratory data analysis from complex and high-dimensional datasets
  • Transform data into charts, tables, or format that aids effective decision making
  • Utilize effective written and verbal communication to document analyses and present findings analyses to a diverse audience of stakeholders
  • Develop and maintain strong working relationships with team members, subject matter experts, and leaders
  • Lead moderate to large projects and initiatives
  • Model best practices and ethical AI
  • Works with senior management on complex issues
  • Assist with the development and enhancement practices, procedures, and instructions
  • Serve as technical resource for other team members
  • Mentor lower levels


Qualifications

  • 6 years of experience with requisite competencies
  • Complete knowledge and full understanding of specialization
  • Statistics, machine learning , data mining, data auditing, aggregation, reconciliation, and visualization
  • Programming, data modeling, simulation, and advanced mathematics
  • SQL, R, Python, Hadoop, SAS, SPSS, Scala, AWS
  • Model lifecycle execution
  • Technical writing
  • Data storytelling and technical presentation skills
  • Research Skills
  • Interpersonal Skills
  • Advanced knowledge of procedures, instructions and validation techniques
  • Model Development
  • Communication
  • Critical Thinking
  • Collaborate and Build Relationships
  • Initiative with sound judgement
  • Technical (Big Data Analysis, Coding, Project Management, Technical Writing, etc.)
  • Independent Judgment
  • Problem Solving (Identifies the constraints and risks)
  • Bachelor's Degree in Data Science, Statistics, Mathematics, Computers Science, Engineering, or degrees in similar quantitative fields


Desired Qualifications

  • Master's/PhD Degree in Data Science, Statistics, Mathematics, Computers Science, or Engineering
  • 6 years of experience applying advanced analytics, machine learning, and statistical methods to solve complex business problems and influence strategic decisions.
  • Strong understanding of the end-to-end data science lifecycle, including data quality assessment, feature engineering, model development, validation, deployment, monitoring, and governance.
  • Expertise in Voice of the Member, customer feedback, survey, complaint, contact center, or digital interaction data, with the ability to turn unstructured feedback into actionable insights.
  • Experience applying Natural Language Processing (NLP), text analytics, sentiment analysis, topic modeling, and/or Large Language Models (LLMs) to understand customer needs, behaviors, and experiences.


Additional Information

Hours:

  • Monday - Friday, 8:00AM - 4:30PM EST


Location:

  • 820 Follin Lane, Vienna, VA 22180


About Us

Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks.

Our approach to careers is simple yet powerful: Make our mission your passion.

  • FORTUNE 100 Best Companies to Work For® 2026
  • Yello and WayUp Top 100 Internship Programs 2025
  • Computerworld® Best Places to Work in IT 2026
  • Most Loved Workplace – America’s Top Most Loved Workplaces® 2025
  • 2025 PEOPLE® Companies That Care
  • Newsweek Most Trustworthy Companies in America 2026
  • Military Times 2025 Best for Vets Employers
  • Forbes® 2026 America's Best Large Employers
  • Forbes® 2025 America's Best Employers for New Grads
  • Forbes® 2025 America's Best Employers for Tech Workers
  • 2025 RippleMatch Campus Forward Award Winner for Overall Excellence
  • Military.com Top Military Spouse Employers 2025
  • 2026 Handshake Early Talent Award
  • Newsweek America’s Greatest Workplaces for Culture, Belonging and Community 2026


From Fortune Magazine. © 2026 Fortune Media IP Limited. All rights reserved. Used under license. Fortune and Fortune 100 Best Companies to Work For are registered trademarks of Fortune Media IP Limited and are used under license. Fortune Magazine, Fortune Media (USA) Corporation, and its affiliates are not affiliated with, and do not endorse products or services of, Navy Federal Credit Union.

Equal Employment Opportunity: All qualified applicants will receive consideration for employment without regard to age, race, sex, color, religion, national origin, disability, veteran status, pregnancy, sexual orientation, genetic information, gender identity or any other basis protected by applicable law.

Accommodations: If you need accommodation or assistance for a qualifying condition to complete the online application (or during any stage of the hiring process), you can contact Navy Federal's Medical Accommodations team at medicalaccommodations@navyfederal.org or by calling 1-888-503-6013. This team cannot provide any information on job postings or application status.

Disclaimers: Navy Federal reserves the right to fill this role at a higher/lower grade level based on business need. An assessment may be required to compete for this position. Job postings are subject to close early or extend out longer than the anticipated closing date at the hiring team’s discretion based on qualified applicant volume. Navy Federal Credit Union assesses market data to establish salary ranges that enable us to remain competitive. You are paid within the salary range, based on your experience, location and market position. For additional details regarding compensation and benefits, review the Benefits page of the Navy Federal Career Site.

Protect Yourself from Job Scams: Navy Federal Credit Union jobs are posted on our career site, jobs.navyfederal.org and reputable job boards (e.g., LinkedIn, Indeed). We do not post jobs on social media marketplaces, messaging apps or unverified websites. We will never ask candidates for payment, bank details or personal financial information during the hiring process.

Bank Secrecy Act: Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.

Salary : $131,800 - $181,200

If your compensation planning software is too rigid to deploy winning incentive strategies, it’s time to find an adaptable solution. Compensation Planning
Enhance your organization's compensation strategy with salary data sets that HR and team managers can use to pay your staff right. Surveys & Data Sets

What is the career path for a Principal Data Scientist?

Sign up to receive alerts about other jobs on the Principal Data Scientist career path by checking the boxes next to the positions that interest you.
Income Estimation: 
$142,836 - $179,016
Income Estimation: 
$177,911 - $222,488
Income Estimation: 
$90,112 - $113,166
Income Estimation: 
$116,765 - $144,626

Sign up to receive alerts about other jobs with skills like those required for the Principal Data Scientist.

Click the checkbox next to the jobs that you are interested in.

  • Big Data Skill

    • Income Estimation: $215,683 - $270,261
    • Income Estimation: $305,570 - $416,381
  • Big Data Analytics Skill

    • Income Estimation: $215,683 - $270,261
    • Income Estimation: $305,570 - $416,381
Employees: Get a Salary Increase
View Core, Job Family, and Industry Job Skills and Competency Data for more than 15,000 Job Titles Skills Library

Job openings at Navy Federal Credit Union

  • Navy Federal Credit Union Lawton, OK
  • Overview To assist the Branch Manager of a small/medium/large branch office by overseeing the efficient operation of the branch to ensure operational funct... more
  • Just Posted

  • Navy Federal Credit Union Sterling, VA
  • Overview To provide members and prospective members the full range of products and services offered by Navy Federal Credit Union including depository accou... more
  • Just Posted

  • Navy Federal Credit Union Vienna, VA
  • Overview To coordinate the repossession process and disposition of property (e.g., cars, boats, motorcycles, airplanes, etc.) that serves as collateral on ... more
  • Just Posted

  • Navy Federal Credit Union Vienna, VA
  • Overview The Education Lending Products team is responsible for the strategy, growth, profitability, and member experience of Navy Federal’s Education Lend... more
  • Just Posted


Not the job you're looking for? Here are some other Principal Data Scientist jobs in the Vienna, VA area that may be a better fit.

  • Capital One Mc Lean, VA
  • Data is at the center of everything we do. As a startup, we disrupted the credit card industry by individually personalizing every credit card offer using ... more
  • 18 Days Ago

  • Capital One Mc Lean, VA
  • Principal Associate, Data Scientist - Alternative Data Strategy Data is at the center of everything we do. As a startup, we disrupted the credit card indus... more
  • 8 Days Ago

AI Assistant is available now!

Feel free to start your new journey!