What are the responsibilities and job description for the Remote Mortgage Closer position at National Mortgage Staffing?
Position: Mortgage Loan Closer
Location: Remote- Candidates must reside in Eastern or Central Time zone to be considered
Schedule: Full-Time | 8:30 AM – 5:00 PM EST
Compensation: $55,000–$75,000 base per-loan bonus
Overtime: Eligible
We are seeking an experienced Mortgage Loan Closer to support increased loan volume within a growing operations team. This role is responsible for preparing, auditing, and funding conventional and government mortgage loans while ensuring accuracy, compliance, and on-time closings.
The Closer will work closely with the Closing Manager, closing team, operations, sales partners, and settlement agents to ensure all regulatory requirements and closing conditions are satisfied prior to funding.
Responsibilities:
• Close and prepare funding for conventional and government mortgage loans
• Prepare, review, and audit closing documents in a timely manner
• Create and deliver initial Closing Disclosures in compliance with TRID requirements
• Obtain borrower acknowledgement of Closing Disclosures within required timeframes
• Deliver complete and accurate closing packages to settlement agents
• Review signed closing documents to prepare loan funding
• Prepare disbursement of funds per transaction terms
• Review funding reports to ensure timely funding
• Update the loan origination system with accurate closing data
• Communicate clearly with escrow, title, loan officers, and internal teams
• Obtain or request missing conditions prior to funding
• Perform post-closing tasks as needed including file audits, delivery packages, and document follow-up
Requirements:
• Minimum 4 years of recent mortgage loan closing experience at a independent Mortgage banker
• Experience with conventional and government loan programs
• Strong TRID knowledge and compliance awareness
• Proficiency in Encompass
• Ability to prioritize, manage deadlines, and maintain accuracy
• Strong written and verbal communication skills
National Mortgage Staffing does not set the requirements for this position. All criteria are established by our client.