Home Equity Lender

Overview
Join our dynamic team as a Home Equity Lender, where you will play a pivotal role in helping clients unlock the value of their homes to achieve their financial goals. In this energetic and fast-paced position, you will be responsible for evaluating loan applications, providing expert guidance on home equity products, and delivering exceptional service to our customers. Your expertise in financial analysis, asset management, and investment concepts will drive responsible lending decisions while fostering long-term relationships. This role offers an exciting opportunity to leverage your knowledge of financial services and planning within a collaborative environment dedicated to growth and innovation.

Responsibilities

• Assess and analyze home equity loan applications by reviewing borrower financial information, credit reports, and property valuations to determine eligibility and risk.
• Provide clear explanations of home equity loan options, terms, and conditions to clients, ensuring they understand the financial concepts involved.
• Conduct thorough financial analysis using specialized software tools to evaluate borrower assets, liabilities, income, and overall financial health.
• Collaborate with clients to develop tailored financial solutions that align with their investment management and financial planning needs.
• Manage the end-to-end loan process from application submission through approval, documentation, and funding, maintaining compliance with regulatory standards.
• Monitor existing home equity portfolios for asset management efficiency, identifying opportunities for refinancing or additional borrowing based on market research and portfolio performance.
• Stay informed about industry trends in investment banking, mortgage markets, and financial services to provide innovative solutions and advice.
• Maintain detailed records of all transactions, communications, and compliance documentation to ensure transparency and audit readiness.
• Support cross-functional teams by working with the branch manager and employees t o provide other financial services to our members, cash handling, including teller work, auto loans and other branch duties when there are no equity loans in process.

Qualifications

• Possess an NMLS number. Proven experience in home equity loans, asset management, financial analysis, or related roles within financial services or investment management sectors.
• Strong understanding of financial concepts such as collateral valuation, risk assessment, and portfolio management principles.
• Proficiency with financial software platforms used for analysis, research, and reporting purposes.
• Excellent math skills with the ability to interpret complex data sets accurately.
• Knowledge of home equity products, mortgage lending processes, and relevant regulatory requirements is highly desirable.
• Background in investment banking or financial planning will be considered an asset.
• Exceptional communication skills to explain technical information clearly to clients from diverse backgrounds.
• Ability to work collaboratively within a team environment while managing multiple priorities efficiently. Join us in empowering our clients through responsible lending while advancing your career in a vibrant setting committed to excellence!

Pay: $20.00 - $24.00 per hour

Benefits:

• 401(k) matching
• Dental insurance
• Health insurance
• Paid jury duty

Work Location: In person

Salary : $20 - $24