What are the responsibilities and job description for the Mortgage Loan Processor position at MUTUAL CREDIT UNION?
Mutual Federal Credit Union is seeking a detail-oriented and organized Mortgage Loan Processor to join our team. In this role, you will be responsible for managing residential loan files from application through closing, ensuring all documentation is accurate, complete, and compliant with regulatory and company guidelines.
Key Responsibilities
- Review loan applications and supporting documentation for accuracy and completeness
- Collect and verify borrower information, including income, assets, credit, and employment
- Order and track third-party services (appraisals, title, credit reports, etc.)
- Communicate with loan officers, underwriters, and borrowers to gather required conditions
- Ensure files meet underwriting guidelines before submission
- Monitor loan pipeline and meet processing deadlines
- Prepare loan files for closing and coordinate with closing agents
- Maintain compliance with federal, state, and company regulations
- Meet with customers to close refinances
Mutual Credit Union offers a competitive compensation and benefits package, including health, dental, vision, life, and short and long-term disability insurance, as well as paid holidays, paid time off, and retirement benefits.
If you are interested in applying for this position, please include your resume.
Qualifications:- 2 years of mortgage processing experience (preferred)
- Knowledge of conventional, FHA, VA, and USDA loan programs
- Familiarity with underwriting guidelines and compliance requirements (e.g., TRID)
- Strong attention to detail and organizational skills
- Excellent communication and customer service abilities
- High school diploma required; bachelor’s degree preferred