Associate, Credit Risk Professional II

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

We're seeking a Credit Risk Associate to conduct credit analysis of Project Finance transactions in the Power Sector and Tax Equity transactions. You will evaluate credit proposals and make recommendations to management on credit approval. This includes monitoring accounts regularly.

Responsibilities:

• Identify risks in prospective transactions and improve the structuring of deals in line with policies and procedures.
• Advise account officers on credit risk issues/terms and conditions to build the best possible deal to maximize profit and minimize credit costs.
• Directly and independently communicate with other credit divisions to obtain the necessary information to make a credit decision.
• Ongoing credit review of individual accounts through regular/ad-hoc credit review process and closely monitoring existing Problem Loans and Watch List accounts.
• Conduct site visits and attend bank/customer meetings.
• Coordinate and communicate critical account information independently and directly to various related parties throughout the bank, business line, product groups and credit divisions.
• Ensure compliance with external regulatory/internal policy and procedural requirements.
  
  

The right candidate will have:

• 5 years of Project Finance experience, preferably in Credit
• Knowledge of credit and risk principles and legal and compliance regulations pertinent to lending.
• Excellent communication, networking, and analytical skills.
• Proficient in Word, Excel, PowerPoint, and Access.
• Knowledge of accounting rules, finance, and regulation.
  
  

The typical base pay range for this role is between $110K - $140K depending on job-related knowledge, skills, experience, and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

MUFG Benefits Summary

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.