Business Analyst

Title: Payments Business Analyst

Location: Jacksonville, FL

Duration: Fulltime

Job Descriptio

n
Must Have Technical/Functional Skil

ls
Payments Domain Knowledge, SWIFT, SEPA, Faster Payments, CHAPS, RTGS, ACH, ISO 20022, Payment Lifecycle Understanding, Payment Initiation, Payment Validation, Payment Routing, Settlement Processes, Reconciliation, Regulatory Compliance (PSD2, AML, KYC), Business Requirement Gathering, Functional Specification Documentation, Use Case Development, Process Mapping, BRD Creation, UAT Support, Defect Triage, Stakeholder Management, Agile Methodology, Waterfall Methodology, User Story Writing, Traceability Matrix, Workshop Facilitation, Change Request Management, Impact Analysis, Business Process Reengineering, Knowledge of Payment Platforms (GPP, ACI, FIS, Temenos), Cross-Border Payments, Real-Time Payments, Digital Banking Transformat

ion
Requirements Gathering & Anal

• ysis
  Engage with business stakeholders to understand payment-related requirements across domestic, cross-border, and real-time payment sys
• tems.Analyze existing payment processes, systems, and workflows to identify gaps and improvement opportuni
• ties.Translate business needs into detailed functional and non-functional requirem

ents.
Payments Domain Exp

• ertiseWork across various payment rails such as SWIFT, SEPA, Faster Payments, CHAPS, RTGS, ACH, and ISO 20022 stan
• dards.Understand and document payment lifecycle events including initiation, validation, routing, settlement, and reconcil
• iationCollaborate with compliance teams to ensure alignment with regulatory requirements (e.g., PSD2, AML,

KYC).
Process Mapping & Docume

• ntationCreate process flow diagrams, use cases, user stories, and business requirement documents
• (BRDs).Maintain traceability matrices and ensure alignment between business needs and technical de

livery.
Stakeholder Ma

• nagementAct as a bridge between business, technology, and operations teams to ensure clear communication and shared unders
• tanding.Facilitate workshops, walkthroughs, and requirement sign-offs with stake

holders.
Testing & V

• alidationSupport QA and UAT teams by reviewing test cases and validating that delivered solutions meet business requ
• irements.Participate in defect triage and resolution during testin

g phases.
Solution Desi

• gn SupportCollaborate with architects and developers to ensure payment solutions are scalable, secure, and aligned with enterprise arc
• hitecture.Provide input on data models, integration points, and system interfaces related to payment

platforms.
Project & Change

• ManagementContribute to project planning, impact analysis, and change request
• management.Track and report progress of payment-related initiatives to st

akeholders.
Knowledg

• e ManagementMaintain up-to-date documentation of payment systems, business rules, and regulat
• ory changes.Share domain knowledge and mentor junior BAs or t

eam members.
Preferred Skills &am

• p; Experience5 years of experience as a Business Analyst in the pay
• ments domain.Strong understanding of payment systems and standards (SWIFT, ISO 20022,
• SEPA, etc.).Experience with payment platforms like GPP (Fundtech), ACI, FIS, or Temenos
• Payments Hub.Familiarity with Agile and Waterfall m
• ethodologies.Excellent communication, analytical, and stakeholder manag