Branch Manager

Description

Mortgage Solutions of Colorado, LLC d/b/a Mortgage Solutions Financial (“MSF”) offers a comprehensive benefit package and PTO (paid time off) for eligible employees. The benefit package includes Health, Dental and Vision Insurance, options to participate in a Health Savings Account, Flexible Spending Account, Health Reimbursement Arrangement, Life and AD&D coverage, voluntary Short-Term, Long-Term Disability and Supplemental insurance. In addition, eligible employees have the option to participate in a company retirement plan. 

Role Overview 

Mortgage Solutions Financial is a national mortgage company headquartered in Colorado Springs, Colorado. We have an excellent opportunity for a Retail Branch Manager within our organization. 

Mortgage Solutions Financial is one of the best and most respected loan and mortgage companies in the United States. We operate just like a firm family unit guided by strong professionalism, expertise and excellence in customer service. We are dedicated to making the process of getting a loan as simple and straightforward as possible for our clients.  

Due to our growth and success, we now have branches throughout the United States and we are continuing to grow and expand in anticipation of market demands. Mortgage Solutions Financial is privately owned and operates as a full-service Mortgage Banker. We originate mortgage loans in retail, wholesale and correspondent basis. 

Essential Duties 

• Maintaining personal loan production at or above minimum loan volume and quality targets 

• Structuring loan applications and loan terms, making certain the loan program and pricing structure meets the goals of the client as well as the company 

• Develop their own pipeline as well as carrying out strategic initiatives, sales development, leadership/ management of retail branch production, in alignment with corporate targets 

• Directly responsible for overseeing production goals based on recruiting activities and development of Loan Consultants 

• Recruit licensed Loan Officers and staff for branch, review payroll information and communicate with Companys Human Resources Department on employee changes, including recommendations for new hires and terminations. 

• Review monthly commission calculation worksheets, remaining cognizant of their contents, modifying branch efforts to keep results in line with expectations, and preparing and submitting periodic production projections in accordance with Companys policies and expectations. 

• Develop and maintain a network of relationships with existing and prospective clients, promote the image and reputation of Company as creative, dynamic and competitive, expand Companys market share through the promotion of Companys business and sales, and actively holding, and ensuring attendance by branch members, sales meetings, training seminars, and other events. 

• Prepare and manage budget for the Branch

• Assist Companys management in the development of a successful group of employees

• Assist and cooperate with Company in responding to investor inquiries related to loans originated in the Branch (e.g., documentation of deficiencies, repurchases, etc.)

• Sell mortgage loan products and services to residential mortgage customers

Sales Duties 

• Identifying potential mortgagors, acquiring a full understanding of, and analyzing, their respective financial needs, based on their individual financial health, economic goals and credit history

• Working with clients to create loan packages that meet their particularized needs and goals, while guiding them through the complex requirements of the various lenders  

• Educating clients regarding mortgage loans generally, the mortgage loan process, the different types of loans available, and how costs and payments can vary under the numerous alternatives available, so clients can make informed decisions in acquiring the appropriate loan to fit their respective needs

• Originating the actual mortgages

• Overseeing the loan transaction from initiation, through processing, approval, closing and recording, while ensuring that the client understands and is satisfied with the process, and that the activities undertaken comply with Company and industry guidelines and policies

• Handling client questions and complaints

• Employee shall also perform any other or additional duties that are assigned by Company

Qualifications

Qualifications & Experience 

• 3 years of experience as a Producing Loan Consultant (required) 

• 3 years of management of experience (required) 

• High School Diploma or equivalent 

Physical Requirements  

• Stationary position; prolonged periods at a desk and working on the computer. 

• Occasional movement about inside the office to walk to offices and office machinery.  

• Occasional lifting up to 10 pounds, stooping, bending, standing, reaching. 

Salary : $36,000 - $62,000