What are the responsibilities and job description for the Underwriter II position at Movement Mortgage, LLC?
Join the company defining what it means to be an Impact Lender! Mortgages are what we do, but that doesn't define who we are. In 2008, Movement disrupted the industry with the innovative 6-7-1 mortgage process. In 2023, we pioneered again, helping launch Impact Lending – a new category of lending. Any mortgage lender that commits at least 10% of its profits to helping the neighborhoods it serves is an Impact Lender. At Movement, we are Impact Lenders. We give 40%-50% of our profits to making an impact in our communities. For us, purpose and people have always come before profit. Ready to disrupt the mortgage industry with us as a Mortgage Underwriter II? Then we think it’s time to #joinMovement What You Need To Know We don’t need to tell you what a Mortgage Underwriter is, but we do want to tell you why underwriting at Movement is better. We have redefined the mortgage industry, and one of the ways that makes us unique is that our process starts with you! We have removed obstacles like appraisal and title so you can just focus on making the best decision for our customers and bring families home faster. A Movement Mortgage Underwriter acts as our gatekeeper with upfront underwriting. We truly value your knowledge, so we empower you to make critical judgments. All of this in a stable, high-growth environment filled with opportunity and strong values. What We Are Looking For 3 years of front-end Mortgage Underwriter experience DE and/or SAR Certification Familiar with upfront review and makes the initial credit decision based on company checklists and guidelines Issues loan approvals or escalates files to loan committee when necessary based on Company guidelines Experience grading loan application quality based on criteria covered in training Methodical and analytical personality with the ability to underwrite FHA loans using our unique, upfront method Experience reviewing loan files for self-employed applicants and FHA loans and income analysis for self-employed applicants Even Better Associate’s Degree in Business Management or related field 5 years of mortgage industry experience Experience with purchase loans is preferred Ability to work extended hours (late evenings and weekend work may be required) Sound like a good fit? Let’s talk about how we can work together Bond experience is a must The expected salary range for this position is between: $73,400.00 - $99,400.00 The range for the position in other geographies may vary based on market differences. The actual compensation will be determined based on experience and other factors permitted by law. We also offer a benefits package that includes: Competitive pay Benefits Offered: Medical, Dental, Vision, Life, Disability, Critical Care, Hospitalization, HSA, FSA, DCFSA and QTE Retirement plan: 401(k) and Roth Paid Time Off: 16 days front loaded. Prorated based on the start date month 11.5 paid holidays per year Employee assistance program Excellent career growth opportunity Fun, team-focused working environment Employee driven community outreach program The application window is anticipated to close on: August 22, 2024 We’re definitely not your average mortgage company. When you’re ready to grow your career AND your impact, we’re ready for you. We’re also one of the nation’s top lenders and are redefining corporate culture. We work hard, we have fun, we invest in our people and we make a difference. Sound like a plan? Good. Learn more at www.movement.com. We are committed to being a Movement of Change in the mortgage industry, in corporate cultures and in communities – our mission to love and value people drives everything we do.
Salary : $73,400 - $99,400
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