What are the responsibilities and job description for the Underwriter position at MortgageOne, Inc (NMLS # 898812)?
Company Description
MortgageOne, Inc. (NMLS #88912) was founded in March 2012 with a commitment to integrity and offering the right loan for each borrower’s unique situation. The company provides clarity and simplicity in mortgage transactions and aims to become a lifelong partner for clients by offering expert mortgage advice. Licensed in fifteen states, MortgageOne has offices in California, Arizona, Texas, and Utah. The company values clear and honest communication with real estate professionals and consistently delivers closing documents ahead of schedule.
Role Description
This is a full-time, remote role, for an Underwriter at MortgageOne, Inc. The Underwriter will be responsible for evaluating loan applications, performing risk assessments, verifying borrower information, and ensuring compliance with regulations and company policies. Day-to-day tasks include reviewing financial documents, assessing creditworthiness, making approval or denial decisions, and communicating with loan officers and other stakeholders.
Qualifications
- Experience in evaluating loan applications, performing risk assessments, and verifying borrower information
- Proficiency in financial document analysis and creditworthiness assessment
- Knowledge of mortgage industry regulations and company policies
- Strong attention to detail and excellent organizational skills
- Effective communication skills for collaborating with loan officers and other team members
- Bachelor's degree in Finance, Economics, Business, or related field
- Relevant certifications or licenses, such as DE underwriter designation, are a plus