Title Searcher

Essential Duties and Responsibilities

Title Research and Searching

• Conduct searches of public records, county records, and electronic title databases to establish property ownership and identify matters affecting title.
• Research current and prior ownership to establish an accurate chain of title.
• Locate and review deeds, mortgages, releases, liens, judgments, easements, restrictions, tax records, and other recorded instruments.
• Verify legal descriptions, parcel numbers, ownership information, and vesting.
• Identify outstanding mortgages, unpaid taxes, liens, judgments, and other potential encumbrances.
• Research and obtain supporting documentation necessary to complete title searches.

Title Examination and Analysis

• Examine title search results and recorded documents for accuracy, completeness, and potential title defects.
• Analyze ownership history and determine whether the chain of title is complete.
• Identify discrepancies, conflicting information, unreleased mortgages, missing documentation, and other matters requiring attention.
• Review legal descriptions and compare information across recorded documents.
• Identify items that may need to be addressed, cleared, or disclosed as exceptions in a title commitment.
• Prepare accurate title commitments and related title documentation in accordance with company procedures and underwriting requirements.
• Escalate complex or unusual title issues to management or underwriting for further review.

Administrative and Organizational Responsibilities

• Manage assigned files and prioritize work based on deadlines and transaction needs.
• Follow established company procedures, underwriting guidelines, and applicable regulatory requirements.
• Maintain confidentiality of customer, property, and transaction information.
• Perform other duties as assigned.

Welcome to Monument Title Insurance Company, where we take pride in delivering unparalleled title services with a commitment to fast customer service and a team of knowledgeable professionals. Our mission is to facilitate smooth and efficient real estate transactions, ensuring our clients experience the highest levels of satisfaction and confidence throughout the process.