What are the responsibilities and job description for the Credit Analyst position at Momentum Capital Equipment Financing?
Momentum Capital Equipment Financing specializes in providing flexible financing solutions for middle-market companies across various industries. With expertise in handling diverse equipment types, deal structures, and credit profiles, we efficiently address complex client needs. Our direct access to capital and hands-on approach to underwriting ensures reliable approvals and consistent execution, even for unique transactions. As a relationship-focused and results-driven team, we are committed to delivering tailored solutions for our clients.
This is a full-time, on-site role based in Fullerton, CA, for a Credit Analyst. The Credit Analyst will assess creditworthiness by reviewing financial statements, evaluating risk factors, and conducting thorough credit analysis. Responsibilities include preparing risk assessment reports, participating in credit decisions, collaborating with internal teams for deal structuring, and ensuring timely processing of financing applications. The role also involves continuous monitoring of clients to mitigate risks and uphold portfolio performance.
- Strong analytical skills in financial statement analysis, credit evaluation, and risk assessment
- Proficiency in financial modeling and understanding of credit scoring methodologies
- Attention to detail with skills in reporting, documentation, and compliance procedures
- Excellent communication and interpersonal skills for stakeholder collaboration
- Ability to work effectively in a fast-paced and on-site team environment
- Bachelor’s degree in Finance, Economics, Accounting, or related field
- Experience in equipment financing or commercial banking is a plus
- Familiarity with middle-market industries and asset-based lending is advantageous