What are the responsibilities and job description for the Property & Casualty Underwriter (Entry-level) position at Midwest Family Mutual Ins. Co.?
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Job Type
Full-time
Description
Midwest Family Mutual Insurance Company is an “A-” (Excellent) rated property & casualty insurance company. We have maintained a fully work-from-home environment since 2006 and are seeking an entry level Commercial and Personal Lines Underwriter to join our growing team.
Key Responsibilities
Experience, Skills & Attributes
Job Type
Full-time
Description
Midwest Family Mutual Insurance Company is an “A-” (Excellent) rated property & casualty insurance company. We have maintained a fully work-from-home environment since 2006 and are seeking an entry level Commercial and Personal Lines Underwriter to join our growing team.
Key Responsibilities
- Evaluate and underwrite both commercial and personal lines of new and renewal business submissions in accordance with assigned authority levels and underwriting guidelines.
- Assess risk characteristics and exposure to determine pricing and coverage options.
- Cultivate and maintain strong relationships with independent agents.
- Negotiate terms and conditions with producers to write profitable business.
- Maintain compliance with underwriting policies, standards, and regulatory requirements.
- Contribute to the evolution of underwriting strategies, guidelines, and workflows, including the development of AI-driven tools to enhance underwriting accuracy, efficiency, and decision-making.
- Participate in training, mentoring, or knowledge-share initiatives to support continuous improvement.
- Competitive salary, internet reimbursement, and an excellent benefits package including Medical, Dental, Vision, Health Savings, and Flexible Spending accounts.
- Short-Term and Long-Term Disability, and Life Insurance.
- Robust retirement plans, including a 401(k)/Roth 401(k) with company match and a Defined Benefit Pension Plan.
Experience, Skills & Attributes
- 0–3 years of experience in property and casualty insurance, or related coursework/internship experience.
- Eagerness to learn underwriting principles, coverage forms, and endorsements.
- Strong analytical skills, with a keen attention to detail.
- Must have high-speed cable/DSL internet and a dedicated home office space.
- Excellent written and verbal communication skills.
- Self-motivated and capable of working independently with strong time-management abilities.
- Proficient in Microsoft Office Suite and comfortable with various technologies and systems; strong keyboarding skills.
- Effective team player, able to collaborate across departments and roles.
- Commitment to regular and reliable attendance.
- Adherence to internal control policies relevant to assigned job responsibilities and administrative duties.
- Willingness to perform additional duties as assigned by management.
- Bachelor’s degree in Business, Insurance, or a related field preferred.
- Professional designations (e.g., CPCU, AU, ARM) are a plus and demonstrate a commitment to ongoing industry education.