What are the responsibilities and job description for the Commercial Loan Processor position at MIDFLORIDA Credit Union?
Why have a job when you can build a career? We are proud to be defined by the excellent service and convenience offered to our members, as well as our diverse workforce and company culture. There are many reasons to work for MIDFLORIDA, which is probably why we were voted one of Florida Trend's "Best Places To Work." MIDFLORIDA offers a positive team culture, an open-door management style, a commitment to diversity, stability, competitive benefits, and a career path with a growing, successful company! Join us on our mission to improve the financial well-being of our members!
Commercial Loan Processors perform the following functions:
- Administer all types of commercial loans for compliance with established policies/procedures and regulatory guidelines while minimizing risk
- Ordering and reviewing due diligence items, engaging counsel for document preparation, and preparing loan documents via LaserPro
- Conducting reviews of loan packages prepared by other loan processors
- Coordinating all items with Loan Officers, members, and third-party vendors
- Conduct or attend closings with Loan Officers
- Exercise sound judgment and discretion while remaining compliant with welldefined limits and guidelines.
- Deliver problem solving solutions and perform research as needed.
- Provide technical solutions in support of MIDFLORIDA’s electronic services.
- Professional and efficient communications with all departments promoting synergy.
- Exhibit a high degree of integrity, trustworthiness, and professionalism always.
- Exude a positive and professional attitude with members and partners consistently.
- Perform other duties as assigned.
Qualifications include:
- Five years’ experience processing commercial real estate loans or at least three years’ experience processing commercial real estate loans at MIDFLORIDA
- Knowledge of basic real estate due diligence items: appraisals, environmental reports, title insurance, survey
- Knowledge of basic business structures and ability to read organizational documents
- Proficient with Word and Excel
- LaserPro experience required
MIDFLORIDA Perks:
- Stability
- Opportunity for growth
- Paid time off and Paid Holidays
- Tuition assistance after 6 months of service
- 401K Plan with Employer Matching
- Health, Dental, and Vision Insurance - Generous and affordable plans for employee and family
- Employee Assistance Program- No waiting period to access benefit
- Salary and Bonuses – Bonus programs and annual appraisals with salary increase opportunities
This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. If E-Verify cannot confirm that you are authorized to work, this employer is required to give you written instructions and an opportunity to contact Department of Homeland Security (DHS) or Social Security Administration (SSA) so you can begin to resolve the issue before the employer can take any action against you, including terminating your employment. Employers can only use E-Verify once you have accepted a job offer and completed the Form I-9.