What are the responsibilities and job description for the Senior CRE Underwriter position at MidFirst Bank - Default?
Come and work for a California Best Employer! As a family owned bank, MidFirst has established many client relationships that have spanned decades and generations. We are committed to continuously providing an exceptional culture creating an energizing and supportive employee experience while delivering extraordinary client service. We have many opportunities and seek individuals that want to provide exceptional banking experiences to our clients!
A Senior CRE Underwriter will be responsible for assisting and participating in the underwriting of all types of commercial real estate loans in accordance with the Bank's credit policies and procedures, and in compliance with the requirements set forth by the government regulatory agencies. A Senior Underwriter shall prepare accurate, objective, and cogent credit write-ups based upon in-depth analysis of financial data within established time frames.
- Provide commercial loan underwriting of all types of commercial loans in accordance with the Bank's credit policies and procedures.
- Prepare comprehensive Credit Memorandums on loan transactions for approval with appropriate supporting information including loan structure/pricing analysis, borrower history/experience assessment, historical and projected financial statements spreadsheets, tax return analysis, credit report review, collateral evaluation, and repayment/risk analysis.
- Assist Relationship Managers in determining level of interest for new credit opportunities and in structuring new credits to be submitted for approval.
Position Requirements:
- Bachelor's degree is required, preferably in a business related field;
- Minimum of 5 years of commercial underwriting experience, preferably with CRE banking transactions;
- Must have knowledge of financial and tax accounting, general underwriting, and analytical skills as wells as knowledge of credit risk principles;
- Strong oral and written communication skills are required;
- Strong problem solving skills/solution-oriented;
- Highly organized and Self-motivated;
- Thrive in fast-paced environment and contribute to team structure;
- Experience with managing and multi-tasking while assessing priorities and managing time effectively;
- Excellent writing and communication skills;
- High attention to detail;
- Proficiency in Microsoft Office suite – Word, Outlook, Excel.
Benefits: The bank offers a comprehensive benefits package including medical, dental, and vision coverage; paid holidays, vacation, and sick leave; and a 401(k) plan. Hours of paid leave may vary based on position.
Salary Range: $120,000.00 - $170,000.00. Exact offers will be determined based on job-related knowledge, skills, experience, and location.
Salary : $120,000 - $170,000