What are the responsibilities and job description for the Commercial Lending Specialist - Malvern or Wyomissing, PA position at Mid Penn Bancorp Inc.?
A great banking experience begins with a great team! Mid Penn Bank is actively seeking a Commercial Lending Specialist in Malvern or Wyomissing, PA.
* This position is 100% onsite and can be located in Malvern or Wyomissing, PA
We believe that our ongoing success depends upon a skilled, satisfied and valued work force. As a member of our team, you can expect opportunities to develop your skills to help you excel in your role and achieve your professional career goals. We offer a comprehensive range of flexible benefits to support your personal and financial well-being. Our inclusive culture encourages all employees to share ideas, collaborate, and contribute to the values that make us a winning team for our customers, shareholders, and communities
Position Overview
The Commercial Lending Specialist is responsible for performing a variety of administrative and clerical duties to support the commercial lending function.
Essential Duties and Responsibilities
- Prepares line of credit advances; processes construction draws, acquisition development draws, and construction credit lines as needed.
- Meets with customers on behalf of Commercial Loan Officers to sign documents and distribute proceeds when requested.
- Creates and organizes commercial loan files; checks files for accuracy; reviews checklist for all documents needed, assists in opening accounts as needed; works with lending officer to complete and distribute loan action memorandums (LAM).
- Processes title insurance policies.
- Prepares memos, various reports and letters, and performs other administrative duties for the Commercial Loan Officers as assigned.
- Provides training to other department personnel as required.
- Responds to inquiries relating to his/her particular area, or to requests from customers, other company personnel, etc., within given time frames and within established policy.
- Actively seeks and engages in learning and development opportunities to ensure peak performance.
- Works with loan officers to resolve post-closing issues, provide customer service, etc.
- Resolves customer issues and problems; provides assistance to employees with customer loan questions.
- Provides backup for other areas of the department as needed.
- Works with lending officer to remove loan exceptions.
- Orders supplies for the department as needed.
- Maintains log of exceptions; makes follow-up calls to settlement and insurance agents; prepares memos to loan officers regarding exceptions.
- Coordinates specific work tasks with other personnel within the department as well as with other departments in order to ensure the smooth and efficient flow of information.
- Reports pertinent information to the immediate supervisor as requested, or according to an established schedule; compiles information as necessary or as directed and provides data to appropriate company personnel.
- Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment, which is free of harassment and other forms of illegal discriminatory behavior in the workplace.
- Performs tasks, which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances.
- Regular and predictable attendance is required.
Education & Qualifications
- A high school diploma or equivalent; Associate degree in related field preferred.
- A minimum of one (1) year’s related experience normally required.
- Three (3) to five (5) years’ financial services experience preferred.
Skill(s)
Proficient reading, writing, grammar, and mathematics skills; proficient interpersonal relations and communicative skills; moderate computer skills, including working knowledge of Windows, Microsoft Word, Excel, and email; ability to sit, stand, walk, bend, stoop, reach with hands or arms, use hands to manipulate objects, handle or feel, and lift items weighing 20 lbs. or less; visual, auditory and speaking skills.
Equipment/Machines
- Telephone
- Calculator
- PC (financial services related software systems)
- Printer
- Fax machine
- Copy machine
Benefits
Mid Penn Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account, dental and vision insurance; life insurance; 401(k) program with employer match and employee stock purchase plan; paid time off, paid holidays; disability insurance coverage, parental leave; employee assistance program, and tuition reimbursement.
In addition, all employees are eligible to participate in mentorship programs, receive individualized development and career counseling, and participate in Mid Penn University courses and development programs.
EEO Statement
Qualified applicants are considered without regard to race, color, age, sex, sexual orientation, gender identity, religion, national origin, genetic information, pregnancy, disability, or protected veteran status. We also comply with all applicable laws governing employment practices and do not discriminate on the basis of any unlawful criteria.
Equal Opportunity Employer–Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity
Sponsorship Statement
As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Mid Penn Bank currently or in the future.
