What are the responsibilities and job description for the Indirect Loan Officer position at Mid American Credit Union?
About Us
Credit Unions are not-for-profit organizations that exist to serve their members rather than to maximize profits. As a member-owned institution, our focus is on providing a safe place to save and borrow at reasonable rates! That is why our mission at Mid American Credit Union is to be the best choice for quality financial services, above and beyond all other alternatives.
This is not a remote or hybrid position.
Essential Functions and Responsibilities
- Make sound lending decisions based upon underwriting policies and documentation requirements
- Communicate effectively with indirect auto dealers throughout loan process
- Develop and expand relationships with current and potential indirect dealers
- Obtain information and documentation as needed in order to build solid auto loans
- Build lending process knowledge and keep up-to-date on all policy and procedure changes as it pertains to role
- Attend lending trainings as necessary or as assigned by leadership to keep up on industry trends
- Complete required annual credit union training regarding Anti-Money Laundering, Fraud, BSA, etc.
- Assist in the processing of Indirect dealer funding packages received in the mail and electronically
- Verify all information and documents for accuracy and prepare packet for funding
- Assist with funding loan documents in the system as needed
Skills and Qualifications
- Education - High School Diploma or GED required
- Experience - Six months to two years of similar or related experience, including time spent in preparatory positions. Need to have proficient knowledge of Windows and Microsoft Outlook software (Outlook, Word and Excel).
- Other - Great attention to detail
- Excellent communication skills – written and verbal
- Ability to multi task.
- Organizational skills
- Positive, professional demeanor and punctuality
Physical Demands and Work Environment
- Must be able to lift 10 pounds
- Climate-controlled shared work area with standard levels of office noise and minimal fluctuation in temperature.
- Employees will be expected to sit, stand, stoop, and walk while performing the duties of this job.
- Interactions with members and coworkers include telephone and video calls, in addition to in-person interfacing.
An Equal Opportunity Employer
Mid American Credit Union is an Equal Opportunity Employers whose policy is not to discriminate unlawfully against any qualified employee or applicant for employment on the basis of protected military or veteran status, disability, race, color, religion, sex, age, national origin, pregnancy, genetic information, sexual orientation, gender identity, or any other classification protected by applicable local, state or federal law.
Because our team members are trusted to handle sensitive information, we require all candidates who receive and accept employment offers to complete a background check before being hired.
This Company Participates in E-Verify
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Salary : $21