Residential Mortgage Branch Manager

Meridian Bank is actively seeking a Lending Residential Branch Manager, along with a high-performing team of Mortgage Loan Originators, to manage branch mortgage activities.

Position summary: Responsible for directly supervising branch activities in originating, processing, and closing of mortgage loans to assist in maximizing sales/profitability by developing staff and by controlling expenses; participating in establishing specific goals for the branch; determining work procedures and expediting work flow; ensuring compliance with all operating policies and procedures; directly supervising assigned employees; communicating with appropriate coworkers; providing periodic reports.

Qualifications required:

• Bachelor’s degree or an equivalent combination of education and work experience
• Ability to work in a team environment as a role player and leader
• Strong computer skills (MS Office, etc.)
• High degree of attention to detail and ability to multitask
• Five years of financial/mortgage experience

Essential functions and responsibilities:

• Valid Driver’s License
• Provides leadership, management, advice, guidance and motivation to Mortgage Loan Originators and Branch staff
• Manages branch staff in all aspects of the loan origination process from opening to closing
• Manages the branch budget, production and income goals within company guidelines
• Ensures that branch staff understand the branch objectives and how they fit into the overall company objectives
• Reviews loans to ensure compliance with company and regulatory standards
• Stays informed on regulations, trends and developments in the local real estate market
• Provides a high level of customer relations and service
• Manages loan pipeline
• Performs direct supervisory duties of department staff
• Maintains and demonstrates an in-depth knowledge of relevant compliance regulations, Meridian policies and procedures
• Demonstrates and promotes Meridian Bank’s Core Values: Our Partners, Our People, Our Bank and Our Communities
• Directly supervises assigned employees including assisting in the selection of new employees as appropriate, training employees and reviews performance throughout their introductory period and on an annual basis
• Organizes, schedules, and distributes work among assigned employees
• Informs assigned employees of pertinent policies and procedures
• Creates an environment in which upward communication from employees is encouraged
• Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of harassment and other forms of illegal discriminatory behavior in the work place
• Communicates with management, other supervisors and employees in order to integrate goals and activities
• Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the Bank’s compliance with all regulatory requirements, e.g. Community Reinvestment Act (CRA), Bank Secrecy Act (BSA), Equal Credit Opportunity Act, etc.
• Other duties as assigned

Success factors/job competencies:

• Excellent verbal and written communication skills
• Strong problem solving and analytical skills
• Leadership Skills
• Consistently visible and demonstrates leadership competencies
• Managing Upward
• Actively seeks coaching
• Strong organizational and time management skills
• Ability to define problems and propose solutions
• Relationship management skills and ability to interface confidently with associates of all levels, including senior executives, business unit and department heads

Application Access:

• Encompass

Physical demands, work environment and location:

• Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the necessary functions. This is a largely sedentary role, requiring the use of typical office equipment such as a computer, laptop and cell phone. Most work is completed in an office environment.
• Work environment: The noise level in this environment is minimal
• Location: Various Meridian location(s) as assigned including but not limited to the following job-related travel requirements: Customer/Client locations, work events, charity events, loan closings and site visits, etc.

Equal Opportunity Statement

Meridian Bank supports a diverse workforce and is an Equal Opportunity Employer.