Demo

Senior Product Manager - Personal Banking

Mercury
San Francisco, CA Full Time
POSTED ON 12/17/2025
AVAILABLE BEFORE 2/19/2026
Mercury has long been celebrated for revolutionizing how startups experience the magic of banking*. In April 2024, we took things a step further with the launch of our consumer banking offering - and it’s been a game-changer, quickly becoming one of the fastest-growing segments at Mercury.

Now, we’re looking for a Senior Product Manager to join our Personal Banking team and help us shape and scale the consumer banking offering to the next level. This is an opportunity to work on creating a holistic high-scale consumer banking program, from user-facing experiences that feel magical to the tooling that powers them behind the scenes across risk, support, compliance, and more.

This role demands a mix of vision, empathy, and an intuitive grasp of user needs, both today and tomorrow. You’ll dive deep into building new small- and large-scale products for personal customers, and the complexities of domestic and international banking networks, quickly uncovering issues, crafting solutions, and championing their importance across teams. Your ability to wield data with precision will be key to prioritizing and justifying a product roadmap that delivers unparalleled user experiences and integrations.

Collaboration is at the heart of what you’ll do. You’ll work closely with internal teams and external partners to design solutions that feel effortless to users, even when the underlying systems are anything but simple. The ultimate goal? To create a banking experience that users describe as secure, reliable, thoughtful, and yes, even magical.

If you’re passionate about building elegant solutions to complex problems and creating products that make people’s financial lives better, we want to hear from you. Ready to shape the future of personal banking with Mercury? Let’s make it happen.

*Mercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group, Column N.A., and Evolve Bank & Trust, Members FDIC.

As part of the journey, we would expect you to:

  • Co-own with design and engineering an ambitious product roadmap for consumer banking products - from 0→1 ideas to continuous improvements and scaling the consumer program
  • Prioritize areas of product investment using a range of qualitative and quantitative inputs, often to make tradeoffs in a highly ambiguous environment
  • Be a collaborative powerhouse across Mercury, ensuring stakeholders are brought in and aligned on the vision of Mercury treasury and feel joint ownership over strategy and results
  • Work across product surfaces - growth, risk, and core product - and dimensions - mobile and web products - and help us tie it all together
  • Clearly communicate technical and non-technical product specifications for personal banking product improvements/features to enable efficiency across a wide breadth of stakeholders
  • Identify opportunities to improve the consumer product experience, enabling both larger and smaller-scale projects
  • Drive accountability - hold yourself and others accountable in service of great work

Some things that might make you successful in a role like this:

  • 7 years of relevant product management experience in a financial technology company
  • Experience working on directly regulated products in the banking, insurance, wealth management, or treasury space at a growth-stage startup across a variety of different product areas (risk, growth, mobile, core banking, etc.)
  • Be technically inclined or comfortable enough with technical concepts to produce detail-oriented requirements that enable your team to ship high-quality features
  • Be able to balance a deep technical understanding of product and partner requirements with user empathy
  • Be able to take complex problems and distill them into first principles
  • Be capable of managing multiple projects simultaneously while keeping a high bar for execution and customer experience

The total rewards package at Mercury includes base salary, equity, and benefits.

Our salary and equity ranges are highly competitive within the SaaS and fintech industry and are updated regularly using the most reliable compensation survey data for our industry. New hire offers are made based on a candidate’s experience, expertise, geographic location, and internal pay equity relative to peers.

Our target new hire base salary ranges for this role are the following:

US employees (any location): $200,700 - $250,900

Canadian employees (any location): CAD 189,700 - 237,100

Mercury values diversity & belonging and is proud to be an Equal Employment Opportunity employer. All individuals seeking employment at Mercury are considered without regard to race, color, religion, national origin, age, sex, marital status, ancestry, physical or mental disability, veteran status, gender identity, sexual orientation, or any other legally protected characteristic. We are committed to providing reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs. If you need assistance, or an accommodation, please let your recruiter know once you are contacted about a role.

We use Covey as part of our hiring and / or promotional process for jobs in NYC and certain features may qualify it as an AEDT. As part of the evaluation process we provide Covey with job requirements and candidate submitted applications. We began using Covey Scout for Inbound on January 22, 2024. Please see the independent bias audit report covering our use of Covey here.

Salary : $200,700 - $250,900

If your compensation planning software is too rigid to deploy winning incentive strategies, it’s time to find an adaptable solution. Compensation Planning
Enhance your organization's compensation strategy with salary data sets that HR and team managers can use to pay your staff right. Surveys & Data Sets

What is the career path for a Senior Product Manager - Personal Banking?

Sign up to receive alerts about other jobs on the Senior Product Manager - Personal Banking career path by checking the boxes next to the positions that interest you.
Income Estimation: 
$212,674 - $268,673
Income Estimation: 
$262,371 - $343,170
View Core, Job Family, and Industry Job Skills and Competency Data for more than 15,000 Job Titles Skills Library

Job openings at Mercury

  • Mercury Portland, OR
  • Mercury is building a complete finance stack for startups. We work hard to create the easiest and safest banking* experience possible to simplify entrepren... more
  • 15 Days Ago

  • Mercury York, NY
  • In the early days of Silicon Valley, the most powerful ideas spread not through ads or algorithms, but through conversation. It was founders sharing lesson... more
  • 15 Days Ago

  • Mercury San Francisco, CA
  • In the small town of Takefu, Japan, a centuries-old tradition of crafting the world's finest kitchen knives lives on through the skilled hands of master ar... more
  • 15 Days Ago

  • Mercury Portland, OR
  • Roman engineers built aqueducts that quietly carried water across cities, sustaining empires without fanfare. The grandeur of Rome wasn’t in the aqueducts ... more
  • 16 Days Ago


Not the job you're looking for? Here are some other Senior Product Manager - Personal Banking jobs in the San Francisco, CA area that may be a better fit.

  • Adobe Experience Manager San Francisco, CA
  • Senior Product Manager, Photoshop R163935 01/05/2026 San Francisco, California, United States of America Los Angeles, California, United States of America ... more
  • 9 Days Ago

  • Block, Inc San Francisco, CA
  • Job Details Since we opened our doors in 2009, the world of commerce has evolved immensely, and so has Square. After enabling anyone to take payments and n... more
  • 1 Day Ago

AI Assistant is available now!

Feel free to start your new journey!