What are the responsibilities and job description for the Head of Financial Planning & Analysis (FP&A) position at Merchant Industry LLC?
Financial Planning Forecasting
- Lead annual budgeting and long-range planning
- Build complex financial models involving interchange, network fees, gateway fees, residuals, and portfolio mix
- Develop scenario models for growth, pricing changes, churn, and card mix
- Deliver monthly financial reports, variance analysis, KPI dashboards, and portfolio insights
- Consolidate data from processors, sponsor banks, and internal systems
- Monitor portfolio performance including volume trends, merchant attrition, pricing yield, and ISO partner margins
- Partner with Sales, Operations, Risk, Technology, and Product teams
- Support CEO and CFO with board materials, investor presentations, and lender reporting
- Collaborate with Risk and Underwriting teams to model reserves, chargebacks, and losses
- Improve and automate FP A reporting structures
- Drive adoption of forecasting tools and BI dashboards
- Establish scalable financial discipline as the company grows
- 5 years of experience in the payments industry (ISO, PayFac, acquiring, processor, or card network)
- 7–10 years of FP A, strategic finance, or corporate finance experience
- Deep understanding of payment economics: interchange, assessments, buy-rates, residuals, merchant pricing, cost of acquiring
- Strong financial modeling and forecasting skills
- Excellent analytical and communication abilities
- Experience partnering with executives and leading cross-functional initiatives
- Advanced Excel skills; BI tool experience preferred
- Bachelor’s degree required; MBA or CFA is a plus