What are the responsibilities and job description for the Credit Analyst position at McNICHOLS CO.?
With distribution centers nationwide, McNICHOLS is the leading and trusted supplier of metal products including perforated, grating, mesh, expanded, and designer metals. Our products are used in applications all around you, helping to shape architectural designs, entertainment venues, and more. Family-founded and customer obsessed, we have a purpose driven team inspired to support our customers in building America.
We have an exciting opportunity for a Credit Analyst to join our team. This position will oversee the credit granting process for assigned accounts and be responsible for the related Accounts Receivable portfolio. This includes the application of the company’s credit policies, controlling delinquency, cash collection, bad debts and the monitoring of customer credit worthiness for current and potential customers.
This position is based at our corporate office which is centrally located at Rocky Point, overlooking the waters of Tampa Bay.
Responsibilities:
McNICHOLS CO. is a Drug Free Workplace and strong advocate of workforce diversity.
We invite you to visit mcnichols.com/careers to learn more.
We have an exciting opportunity for a Credit Analyst to join our team. This position will oversee the credit granting process for assigned accounts and be responsible for the related Accounts Receivable portfolio. This includes the application of the company’s credit policies, controlling delinquency, cash collection, bad debts and the monitoring of customer credit worthiness for current and potential customers.
This position is based at our corporate office which is centrally located at Rocky Point, overlooking the waters of Tampa Bay.
Responsibilities:
- Review new account applicants for credit worthiness
- Assist the sales team in validating and securing good credit risk customers by interpreting credit metrics such as DSO, Bad Debt, AR Aging and others
- Identify solutions for orders that need further review or consideration
- Work expeditiously to gather documentation and approve customer orders quickly
- Manage assigned AR portfolio within defined metrics
- Monitor assigned accounts for past due balances and collectability
- Contact delinquent customers to address and resolve past due balances or account disputes
- Work with Accounting to solve for issues related to taxation, cash application, NSF checks, credit card processing and more
- Recommend unresponsive accounts for further collection activity
- 3-5 years of experience in commercial credit account management along with a strong understanding of collections and account receivables.
- Ability to understand and interpret core credit metrics such as DSO, Bad Debt, AR Aging and others
- Experience working with collection agencies, skip tracers, attorneys and other forms of debt collection
- Analytical skills including experience with financial statement analysis and other methods of determining customer solvency
- NACM certification or similar certifications applicable to the field of credit and collection are preferred
- Strong proficiency with Microsoft Word and Excel
- Familiarity with ERP and Customer Management Systems, preferably J.D. Edwards E1 and Oracle CRM
- Excellent customer service skills and high ethical standards
- Ability to negotiate with others to gain support in a professional manner
- Goal oriented with ability to meet or exceed established credit and collection objectives
McNICHOLS CO. is a Drug Free Workplace and strong advocate of workforce diversity.
We invite you to visit mcnichols.com/careers to learn more.