MTCLC Senior Contract & Transaction Analyst

Overview: Translates credit approvals and raw information into complete, accurate and legally enforceable contracts within MTCLC (M&T Capital Leasing Corporation). Primary Responsibilities: Prepare legally binding documents for customer’s execution for more complex transactions with risk to the organization. Maintain an understanding of the laws and regulations for each type of equipment finance asset and location to make sure MTCLC has a first lien. Analyze and make recommendations to deviate from policy for specific situations to be able to close on a transaction with a customer. Work with sales, credit, and customers to ensure all legal documents are created properly, executed accordingly and any needed items are obtained for the loan or lease to be perfected. Work with Legal on customer documentation negotiations and incorporate their changes to documents that have been approved and deemed acceptable by MTCLC. Represent that MTCLC has a first lien and recommend release of funds for the transaction. Review and run pricing at closing to comply with credit approval and MTCLC policy. Create wires or check requests as applicable, to have an authorized individual release funds on a specific transaction once files are signed off on and ready for funding. Ensure credit approval conditions are met and appropriate documentation for transactions is received. Inform internal and external customers of any problems regarding processing of the transaction. Close loans and leases, ensuring closing requirements are met. Obtain and review liens and lien searches. Obtain releases and subordinations from competing secured parties to obtain first lien. Maintain knowledge of applicable state laws to process titles to obtain MTCLC’s accordingly. Prepare and process interim funding for complex situations. Remain current on relevant laws, regulations, and compliance issues to be able to interpret them as required for a specific transaction. Work with Sales in the sale of MTCLC transactions including, but not limited to, non-routine transactions to sell the deal we are perfected on. Ensure transactions are properly booked in the appropriate system, input all informational requirements, and ensure files are documented adequately. Obtain countersigned documents by an authorized signatory at MTCLC and scan them into the system. Obtain any post-closing items allowed per MTCLC policy and/or approval. Ensure completion and documentation of all files for submission to Portfolio Audit. Participate in special assignments and projects. Serve as resource to Contract Associates. May assist manager with day-to-day operational activities, including participating in training and providing feedback on employee performance. Understand and adhere to the Company’s risk and regulatory standards, policies, and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Scope of Responsibilities: This position helps ensure accurate and enforceable loan and lease contracts. Errors made by the position could result in loss of first lien position, which puts the organization at risk. Supervisory/Managerial Responsibilities: Not Applicable Education and Experience Required: Bachelor’s degree and a minimum of 2 year’s relevant experience, or in lieu of a degree, a combined minimum of 6 years’ higher education and/or work experience, including a minimum of 2 years’ relevant experience Proven verbal and written communication skills Strong analytical skills Proven math skills Strong organizational skills Detail-oriented Proficiency with personal computers as well as pertinent word processing and spreadsheet software Education and Experience Preferred: Ability to convey moderately complex information in a clear and concise manner Working knowledge of loan and lease documentation Ability to evaluate equipment sales contracts, related documents, and data Knowledge of pertinent leasing systems Physical Requirements: Light Moderate Heavy N/A Light Moderate Heavy N/A Sitting x Crawling and/or Kneeling x Standing x Crouching, Squatting x Walking x Stooping, Bending x Lifting x Reaching above shoulder height x Carrying x Grasping and/or Turning x Speaking x Pulling and/or Pushing x Listening x Seeing and/or Color Determination x Working Inside x Traveling, i.e. Auto, Train, Plane x Working Outside x Driving Automatic Equipment x Keyboarding x Mousing x M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $75,900.00 - $126,500.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. Location Bridgeport, Connecticut, United States of America Great companies have an enduring sense of purpose. At M&T, our purpose is a simple one: make a difference in people’s lives and uplift the communities we serve. M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&T’s affiliates offer advice, guidance, expertise and solutions across the entire financial spectrum, combining M&T Bank’s traditional banking services with the wealth management and institutional capabilities offered by Wilmington Trust. M&T Bank has a network of over 1,000 branches and 2,200 ATMs that span 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an active role in our communities and build long-lasting relationships with our customers. We are a bank for communities—combining the capabilities of a large bank with the care of a locally focused institution. As an employer of choice, we are proud to offer competitive benefits ranging from medical and retirement to forty hours of paid volunteer time, each year. Our core values – integrity, ownership, collaboration, curiosity, and candor – drive the work we do. We seek to further build upon our record of success by bringing in top talent and fresh skill sets while continuing to support the growth and development of all our team members. View M&T’s Human Capital Report to learn more. Ready to join our team? Submit your application today! If you are unable to apply through this site due to technical issues or need an accommodation to apply, please contact us at careersitesupport@mtb.com for assistance. M&T Bank is unwavering when it comes to providing equal employment opportunities to all employees and applicants without regard to race, color, national origin, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws. M&T Bank Corporation has policies and procedures in place to promote a drug free workplace. Career Site Privacy Notice

Salary : $75,900 - $126,500