What are the responsibilities and job description for the Mortgage Loan Processor position at M/I Homes?
M/I Homes has been building new homes of outstanding quality and superior design for 50 years. Founded in 1976 by Irving and Melvin Schottenstein and guided by Irving’s drive to always “treat the customer right,” we have fulfilled the dreams of over 170,000 homeowners and grown to become one of the nation’s leading homebuilders. M/I Homes started as a family business and grew into a national leader in a single generation with divisions in 17 markets, including Austin, Charlotte, Chicago, Cincinnati, Columbus, Dallas, Detroit, Houston, Indianapolis, Minneapolis/St. Paul, Nashville, Orlando, Raleigh, San Antonio, Sarasota, Tampa, and Fort Myers/Naples.
M/I Homes, a top 20 national home builder, continues to expand its division in Charlotte. They seek a Mortgage Loan Processor / Specialist for its builder financing subsidiary, M/I Financial. The successful candidate must be well versed in processing of all types of mortgage loans, including conventional, FHA, and VA.
The position offers:
- Steady work environment – driven by builder new home purchase sales – NO refinances.
- Convenient location just off I-77 at Tyvola Road.
- Salary Bonuses based on work volume achieved.
- Monday through Friday work environment.
- Generous paid time off structure.
- Entire loan operation – origination, processing, underwriting - locally based.
- Team partnership with a top 20 national builder.
- Discount on employee new home purchases.
- 401K and Profit Sharing.
- Full Medical, Vision, and Dental Insurance.
Job Summary:
Processes applicable documentation for FHA, VA and Conventional mortgage loan applications and prepares required packages for loan approval.
Duties and Responsibilities:
- Gathers, analyzes, and processes necessary documentation from applicant(s), credit bureaus, employers, and various creditors to verify financial information and credit standings.
- Reviews, organizes, and collates application and loan information to ensure timeliness and accuracy in providing a useable credit file to be submitted to underwriting for approval.
- Communicates with applicant(s), underwriters and/or creditors to resolve issues or questions regarding application information.
- Prepares file for final clear-to-close by branch management.
Minimum Education and Work Experience: High school graduate, with some college preferred, and at least three (3) years of experience in the builder mortgage field.
M/I Homes offers a comprehensive benefits package, including medical, dental, vision, paid time off and paid holidays, paid parental leave, traditional and Roth 401(k) options, a profit sharing plan, an employee stock purchase plan, an employee home purchase plan and more.
We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.
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