What are the responsibilities and job description for the Loan Officer position at M/I Homes?
M/I Homes has been building new homes of outstanding quality and superior design for more than 40 years. Founded in 1976 by Irving and Melvin Schottenstein and guided by Irving’s drive to always “treat the customer right,” we have fulfilled the dreams of over 140,000 homeowners and grown to become one of the nation’s leading homebuilders. M/I Homes started as a family business and grew into a national leader in a single generation with divisions in 17 markets, including Austin, Charlotte, Chicago, Cincinnati, Columbus, Dallas, Detroit, Ft. Myers/Naples, Houston, Indianapolis, Minneapolis, Nashville, Orlando, Raleigh, San Antonio, Sarasota, and Tampa.
Duties and Responsibilities
- Generates and originates new loan packaging services and assists the home buyer with financing needs. Provides information to sales staff on current mortgage rates, loan programs and qualification of buyers to assist in potential sales.
- Interviews loan applicants to gather specific information relative to credit, employment, and financial history.
- Analyzes and evaluates applicant financial status and credit information to determine qualification and use of appropriate loan programs and interest rate lock.
- Ensures loan applications are complete and accurate according to policy and for delivery to underwriting for approval.
- Assist with special projects as requested and perform additional duties as required.
High school graduate with at least one year of relevant course study including seminars and workshops in addition to specific training in loan origination combined with a minimum of two years related experience; thorough knowledge of loan processing and underwriting fundamentals. State of Texas Loan Officer License required for Texas employees. BUILDER MORTGAGE experience preferred.
Bilingual - Spanish speaking required
Skills and Abilities:
Customer-service oriented with excellent verbal and written communication skills for interaction with a variety of people inside and outside of the organization. Strong organization and negotiating skills to develop new business. Ability to elicit, interpret, analyze, and evaluate given information relative to underwriting guidelines and lender requirements.
Work Conditions:
Valid driver’s license required for travel remote sales offices and potential business associates.
M/I Homes offers a comprehensive benefits package, including medical, dental and vision insurance, company paid life and disability insurance, optional supplemental life insurance, Health Savings Accounts and Flexible Spending Accounts, paid time off (PTO) and paid holidays, paid parental leave, traditional and Roth 401(k) options, a profit sharing plan, an employee stock purchase plan, an employee home purchase plan and more.
We are committed to attracting, developing, and retaining diverse talent that reflects the customers we serve and the communities where we live and work.
We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.
M/I Financial, LLC 4131 Worth Ave, Suite 460, Columbus, OH 43219. Company NMLS# 50684. For information on MIF licensing, please visit https://www.mihomes.com/financing.
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