What are the responsibilities and job description for the Loan Officer position at Lower?
Here at Lower, we believe homeownership is the key to building wealth, and we’re making it easier and more accessible than ever. As a mission-driven fintech, we simplify the home-buying process through cutting-edge technology and a seamless customer experience.
With tens of billions in funded home loans and top ratings on Trustpilot (4.8), Google (4.9), and Zillow (4.9), we’re a leader in the industry. But what truly sets us apart? Our people. Join us and be part of something bigger.
Job Description:
As a Loan Officer, you’ll play a pivotal role in helping customers navigate their home financing journey. You’ll connect with potential clients, uncover their needs, and provide expert guidance on loan options—all while enjoying unlimited earning potential and a fast-paced, rewarding career.
Why You’ll Love This Role:
- Uncapped Commission – The more you close, the more you earn!
- Plenty of Warm Leads – Focus on selling, not prospecting.
- Industry-Leading Technology – Tools that simplify and streamline your workflow.
- Rapid Career Growth – Clear promotion paths as we continue expanding.
- Support & Training – Ongoing mentorship and weekly coaching sessions.
What You’ll Do:
- Engage and build relationships with potential clients
- Provide expert guidance on loan options tailored to client needs
- Analyze financial data to identify the best financing solutions
- Present loan programs that align with company and regulatory standards
- Help customers achieve their homeownership dreams
Who You Are:
- A persuasive communicator with a sales-driven mindset
- Energetic, competitive, and motivated by financial success
- Skilled at building rapport and uncovering customer needs
- A fast learner who thrives in a high-performance environment
Rotational Program:
- Complete a comprehensive 3-month, fully paid training program to gain hands-on experience
- Prepare for and pass your NMLS exam to become licensed
- Transition into the Loan Advisor role, where you’ll start working with clients, closing loans, and earning commission
This is your chance to launch a lucrative career in the mortgage industry with a locally and nationally recognized best place to work that values promotion from within. Are you ready to join us and start changing lives? Apply today!
What You'll Get:
- Competitive compensation plan
- Extended benefit offerings, including medical/dental/vision, paid holidays, paid time off, parental leave, life insurance, short- and long-term disability, and 401K with company match
- Corporate wellness program
- Discount on home mortgage refinances or purchases
Where You’ll Work:
You'll join us on-site at our Columbus, Ohio, headquarters at 711 N High Street in the heart of the Shorth North district.
Compensation:
Enjoy a competitive commission-based structure with potential annual earnings ranging from $75,000 to $200,000.
Lower provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.
Job Type: Full-time
Pay: $75,000.00 - $200,000.00 per year
Benefits:
- 401(k) matching
- Dental insurance
- Employee discount
- Health insurance
- Life insurance
- Paid time off
- Parental leave
- Referral program
- Vision insurance
Work Location: In person
Salary : $75,000 - $200,000