Associate Financial Analyst

Position Summary

The Associate Financial Analyst provides analytical, reporting, and decision-support services to the Finance Division of a diversified, mission-driven housing organization with a growing portfolio that includes public housing, Housing Choice Voucher programs, capital and grant-funded initiatives, and other affordable and community-focused housing programs.

This role supports portfolio-wide financial planning, budgeting, forecasting, treasury oversight, and financial reporting across all current and future programs, properties, and funding streams. As the organization continues to expand its housing portfolio and programmatic footprint, the Associate Financial Analyst plays a key role in ensuring financial clarity, consistency, and sustainability throughout periods of growth.

Working closely with the Head of Finance, executive leadership, and operational teams, the Associate Financial Analyst transforms accounting, operational, and programmatic data into actionable insights that support strategic decision-making, long-term financial planning, and effective communication with Boards, Commissioners, lenders, regulators, and other stakeholders.

This position is well-suited for a finance professional with experience in analytical finance, banking, insurance, or financial services who seeks to apply strong analytical, risk assessment, and reporting skills within a complex, multi-program, and evolving public-sector housing environment.

Key Responsibilities

Financial Analysis & Reporting

• Analyze financial statements, general ledger activity, and cash flows for public housing, voucher programs, capital funds, and other grant-funded operations
• Prepare recurring and ad hoc financial reports, dashboards, and trend analyses for executive leadership, management, and Boards/Commissioners
• Translate complex financial data into clear, concise summaries for non-financial stakeholders
• Conduct portfolio-level financial performance analyses across programs and properties to identify trends, risks, and opportunities

Budgeting, Forecasting & Planning

• Support the annual and multi-year budget development process, including assumptions, drivers, and supporting analyses
• Develop and maintain financial forecasts and scenario models to support planning and risk assessment
• Perform budget-to-actual variance analyses and assist with mid-year reforecasts and corrective action planning
• Assist with subsidy forecasting, reserve analysis, and long-range capital and operating planning

Treasury, Banking & Cash Management

• Assist with cash flow forecasting, liquidity monitoring, and reserve adequacy analysis
• Support oversight of banking relationships, account structures, and cash management practices
• Assist in monitoring debt, restrictions, and other financial obligations, as applicable

Insurance & Risk Analysis

• Support financial analysis related to insurance renewals, premium trends, claims history, and overall risk exposure
• Apply financial and risk analysis to support internal controls and long-term financial stability

Compliance, Audit & Coordination

• Monitor funding sources and grants for allowable costs, expenditure trends, and compliance with federal, state, and local requirements
• Support HUD, state agency, and external audit processes by preparing analyses, schedules, documentation, and explanations
• Collaborate with Accounting, Asset Management, Property Management, Procurement, and Compliance teams to support accurate reporting and informed financial decisions
• Assist in ensuring strong internal controls while maintaining clear separation between financial analysis and transactional accounting functions

Decision Support & Process Improvement

• Provide analytical support for executive decision-making related to funding strategies, program changes, and operational initiatives
• Identify opportunities to improve, streamline, or automate financial reporting and analytical processes using available systems and tools
• Assist in developing standardized financial metrics and reporting formats across the organization

Required Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, Business, or a related field
• 1–3 years of professional experience in financial analysis, banking, insurance, or financial services
• Strong understanding of financial statements, budgeting, forecasting, and cash flow analysis
• Demonstrated ability to assess financial risk, internal controls, and compliance requirements
• Proficiency in Microsoft Excel, including pivot tables, formulas, and basic financial modeling
• Strong analytical, organizational, and attention-to-detail skills
• Ability to synthesize financial data into executive- and Board-level summaries
• Ability to clearly communicate financial information to non-financial stakeholders

Preferred Qualifications

• Experience in public sector, nonprofit, or grant-funded environments (HUD or similar programs preferred)
• Familiarity with public housing financial indicators, subsidy funding, and regulatory reporting (e.g., FDS, PHAS-related concepts)
• Experience supporting Boards, Commissioners, or senior leadership through financial reporting
• Exposure to internal controls, audit coordination, or regulatory compliance
• Experience with ERP systems, financial reporting tools, or business intelligence platforms
• Progress toward or interest in professional certifications such as CPA, CFA, or related credentials

Key Competencies

• Financial and data analysis
• Budgeting, forecasting, and financial planning
• Portfolio-level and strategic thinking
• Risk assessment and compliance awareness
• Clear and effective communication
• Collaboration, professionalism, and ethical judgment
• Adaptability within a complex public-sector environment

Job Type: Full-time

Benefits:

• 401(k) matching
• Dental insurance
• Health insurance
• Paid time off
• Vision insurance

Ability to Commute:

• Cabot, AR 72023 (Preferred)

Ability to Relocate:

• Cabot, AR 72023: Relocate before starting work (Preferred)

Willingness to travel:

• 25% (Preferred)

Work Location: In person