Mortgage Loan Officer (5916)

Longview Bank - Covington Branch

Title: Mortgage Loan Officer                                                                       

Status: Full-Time, Non-Exempt

Schedule: 40 hours per week, M-F, rotating Saturday mornings

Benefits: 401(k) match, Paid Holidays, Vacation, Sick/Personal days, medical, dental, vision insurance, $100 logo apparel gift card, and more.

            A Mortgage Loan Officer is a critical member of the bank's overall team.  This role is ideal for someone who enjoys meeting new people, building long-term relationships, and contributing to the bank’s growth through quality lending.  

As a key member of the team, you will work directly with customers to originate residential loans, support overall branch operations, and deliver exceptional service.  

Primary Duties:

• Serve customers seeking residential loan products.
• Interview applicants to determine financial eligibility.
• Analyze loan requests, identifying strengths and risks.
• Make loan decisions within authority or recommend to management.  
• Communicate with clients to gather and provide required information.
• Manage and service your loan portfolio, including delinquency follow-up.
• Develop and maintain relationships with customers, prospects, and community organizations.  
• Represent the bank at community events and networking opportunities.
• Support a positive and team-oriented work environment.
• Assist with addressing customer concerns beyond front-line staff capabilities.
• Oversee administration of loans you originate.
• Prepare reports and attend meetings as required.
• Cross-sell Bank products and services.
• Complete all required training, including BSA/AML.
• Ensure compliance with all bank policies, procedures, and regulations.
• Other duties as assigned.

Qualifications & Experience:

• Previous experience in mortgage lending, banking, or financial services preferred.
• Strong interpersonal and relationship-building skills.
• Effective communication and customer service abilities.
• Sound judgment and decision-making skills.
• Ability to analyze financial information and assess risk.
• Detail-oriented with strong organizational skills.
• Working knowledge of banking regulations is a plus.

NOTE:  This job description does not create an employment contract, implied or otherwise, other than an “at-will” employment relationship—Equal Opportunity Employer.

Salary : $55,163 - $84,920