Mortgage Loan Originator

Primary Location: Southwest Michigan Market Employee Status: Full Time Commission Remote: Hybrid % of Travel for the Position: 25% Who we are: At LMCU, you'll find more than just a job - discover a fulfilling career where your contributions truly matter. Join our talented team at Lake Michigan Credit Union and discover the difference an employer who puts people first can make in your career and life. About this position: LMCU is building our talent pipeline for future Mortgage Loan Originator positions. If you're passionate about helping members achieve their homeownership goals and have experience in mortgage lending or sales, we'd love to hear from you! While we may not have an immediate opening, we're collecting resumes from qualified candidates to contact when positions become available. What you’ll do: Review and evaluate information on mortgage loan documents to determine if buyer, property, and loan conditions meet bank and regulatory standards. Assemble documents in loan file, including acceptance or denial, and return file to mortgage clerk. Establish terms and conditions of an approved loan and review with member. Market the Credit Union’s mortgage lending program to companies and individuals within the real estate community. Evaluate acceptability of loan on secondary mortgage markets. Cross sell other Credit Union services. Responsible for adhering to and complying with all applicable federal and state laws, regulations and guidance, adhering to Bank policies and procedures, and completing required training. Keeps informed of current trends in mortgage lending and market factors affecting mortgage lending. What You’ll Bring: Three to five years of sales or related experience. Prior experience working in the Mortgage industry is a plus. Ability to maintain an active registration with the National Mortgage Licensing System (NMLS) is required. Excellent written and verbal communication skills. What you’ll get: All Employees: weekly pay and retirement savings options. Full Time Employees: comprehensive health coverage including medical (with prescription), dental, vision, HSA match, paid parental leave, and tuition reimbursement. To see a full list of our benefit offerings, check out this helpful guide! Have additional questions about the role? Email the Talent Acquisition Team at: Careers@lmcu.org. If you lack access to the internet or require an accommodation in the application process, please send your resume via mail to 5664 Prairie Creek Drive, Caledonia, MI 49316. LMCU is an Equal Opportunity Employer Lake Michigan Credit Union is fundamentally different than a bank, both in our structure and mission. Our goal has always been to do what is best for our members. This approach guides every decision we make and every service we offer. As a credit union, our goal isn’t to generate profits for shareholders, it’s to improve the lives of our members. LMCU is consistently rated in the top ten in the nation for Return of the Member by Callahan & Associates, meaning we give back more to our members in the form of higher rates when they save and lower rates when they borrow. At LMCU, the emphasis on delivering real value to our members has been job one, since day one. As one of the largest credit unions in the nation for several years running, LMCU has earned many awards and accolades such as inclusion as one of the 101 Best and Brightest Companies to Work For Nationally and being recognized by Forbes as a Great Place to Work. As an employee, you'll enjoy a stimulating, professional atmosphere, supported by the latest technology, training, and development. We recognize that a healthy balance between work, home life, and play is essential to our employees and our success. We offer a friendly, respectful and inclusive work environment, fun employee activities and rewarding community involvement opportunities. You’ll love working here at Lake Michigan Credit Union! LMCU is an Equal Opportunity Employer