What are the responsibilities and job description for the Credit Analyst position at Lindell Bank?
Job Summary
Lindell Bank is seeking a Credit Analyst to evaluate the financial strength of new and existing customers to support sound lending decisions. This person will review credit applications, analyze financial data, prepare reports, and ensure loans meet the bank's credit policies and risk standards.
Responsibilities
- Review credit applications and perform credit checks on prospective borrowers
- Prepare cash flow models to support credit decision making
- Calculate financial ratios to evaluate the financial strength of potential clients
- Ensure that approved loan applications comply with the bank's lending criteria and regulatory guidelines
- Write credit recommendation reports for presentation to Loan Committee
- Maintain a strong understanding of the bank's credit policies, lending procedures, and regulatory compliance requirements.
Qualifications
- Bachelor's degree in Accounting, Finance, Business or a related field (preferred)
- Strong analytical skills
- Proficient in Microsoft Word, Excel, and Outlook
Equal Opportunity Employer
Job Type: Full-time
Benefits:
- 401(k)
- Dental insurance
- Health insurance
- Paid time off
- Vision insurance
Work Location: In person