What are the responsibilities and job description for the Consumer Loan Officer position at Lincoln Maine Federal Credit Union?
Consumer Loan Officer
Location: Lincoln, ME Job Type: Full-Time
About Us
At Lincoln Maine FCU, we are committed to providing exceptional financial services that empower our members and strengthen our community. As a member-focused credit union, we prioritize personalized service, financial education, and innovative solutions to help our members achieve their goals. We are currently seeking a dependable, service-oriented professional to join our team as a Consumer Loan Officer. In this position, the successful candidate will evaluate, process, and underwrite consumer loan applications while providing outstanding member service and support throughout the lending process. The ideal candidate is detail-oriented, knowledgeable, and passionate about helping members achieve their financial goals.
Position Overview
In this role, you will manage consumer loans end-to-end, including auto, personal, and credit cards, analyzing credit, income, assets, and liabilities to assess risk, ensure compliance, and approve or recommend decisions within your authority. Responsibilities include preparing disclosures, reviewing documentation, performing quality control checks, coordinating closings, maintaining accurate audit-ready files, and funding loans while meeting production goals. You will also collaborate with internal teams and vendors to resolve issues and maintain timelines. Additionally, you will identify opportunities to better serve members by recommending appropriate lending solutions and cross-selling products. Strong organizational, analytical, and communication skills are essential.
Key Responsibilities:
- Manage loan applications from start to closing, including underwriting and credit risk assessment
- Prepare disclosures, review documentation, and ensure accuracy, compliance, and quality control
- Fund loans, maintain records, and meet timelines
- Communicate with members, vendors, and teams while supporting closings and identifying additional lending opportunities
What We’re Looking For:
- 1–3 years of consumer loan underwriting or processing experience
- Strong understanding of credit risk and lending practices
- Excellent analytical, organizational, and communication skills with strong attention to detail
- Ability to manage multiple priorities
- Symitar and MeridianLink knowledge is a plus but not required
Why Join Lincoln Maine FCU?
- Competitive Salary & Benefits Package – Including health insurance, retirement plans, and paid time off
- Growth Opportunities – Invest in your career with ongoing training and development
- Community-Focused Culture – Work with a team that values integrity, teamwork, and member service
- Work-Life Balance – Supportive environment where your well-being matters
Submit your resume and cover letter at: LincolnMaineFCU.com or in person at 171 W. Broadway, Lincoln ME 04457 or by mail POBox 220, Lincoln ME 04457
For questions, contact us at: 207-794-8623
Join us in making a difference in the financial well-being of our members and our community. We look forward to meeting you!
Lincoln Maine FCU is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.
Job Type: Full-time
Pay: $22.31 - $26.87 per hour
Benefits:
- 401(k)
- Dental insurance
- Employee discount
- Health insurance
- Health savings account
- Life insurance
- Paid time off
Experience:
- Lending: 2 years (Preferred)
Work Location: In person
Salary : $22 - $27