What are the responsibilities and job description for the Real Estate Loan Processor position at Lincoln Financial Group?
Purpose of Position: Process all loans secured by real estate for the applicants and loan officers with processing applications from disclosures to closing of loans.
Education, Training & Experience:
* Proficient on all IT applications (Word, Excel, & Outlook).
* Strong organizational, time management and multi-tasking skills.
* Highly detailed orientation to all responsibilities.
* Ability to exhibit sound judgment.
* 3-5 years previous experience in loan related experience preferred.
* Knowledge in underwriting and lending laws preferred.
Physical & Mental Requirements:
* Ability to apply mental knowledge to varying situations and circumstances.
* Ability to withstand long periods of focus and concentration.
* Ability to sit for long periods of time (80%).
* Requires walking, balancing, handling, speaking, hearing, seeing, stooping, and kneeling.
* Must be able to lift/carry up to 20 lbs.
* Must have hand dexterity to operate computer.
* Critical thinking skills and analytical ability.
* Ability to problem solve at a high level.
* Ability to react and adapt to change.
* Communication skills (verbally and written).
* Ability to work with tight deadlines.
Essential Job Duties:
* Communicates clearly with Loan Officers and others involved in lending process.
* Identifies underwriting exceptions to bank’s credit policy and procedures.
* Prepares and records proper loan documentation.
* Obtains pertinent information from customer(s) / officers for processing applications.
* Process and deliver all appropriate disclosures.
* Process underwriting of loan.
* Order Flood Certifications, Titles, Appraisals, etc.
* Closings on Real Estate Loans.
* Organize files.
* Process payoffs with loan proceeds.
* Conduct closings with buyers, sellers, and realtors.
* BSA responsibilities: Observe loan applicant documentation for any type of suspicious activity. Must be aware of all requirements within BSA policy.
To Apply: Please visit our website, www.mylnb.com, for application and related information.
EEO/AA/H/V
Job Type: Full-time
Pay: $15.00 - $20.00 per hour
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Health insurance
- Life insurance
- Paid time off
- Tuition reimbursement
- Vision insurance
Work Location: In person
Salary : $15 - $20