What are the responsibilities and job description for the Mortgage Loan Originator position at Liberty Federal Credit Union?
Liberty FCU, a full-service credit union, is currently seeking experienced Mortgage Loan Originator candidates to join the lending team. This position will be based out of Charlotte, NC. If interested, please proceed by clicking Apply.
Duties and Responsibilities include but are not limited to the following:
This position reports to the local Mortgage Sales Manager and has no direct reports.
Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.
Duties and Responsibilities include but are not limited to the following:
- Sales of residential mortgage loans to prospective borrowers.
- Diligently pursue leads provided.
- Contact prospective borrower leads via telephone, email, or face-to-face.
- Schedule and attend appointments with prospective borrowers to make sales of residential mortgage loans.
- Evaluate credit and financial status of prospective borrower to determine appropriate residential mortgage loan proposal.
- Prepare a residential mortgage loan proposal and present it for approval/acceptance by the borrower.
- Make sales routinely through face-to-face contact with borrowers, ensuring clear understanding of options and allowing informed decisions to best suit borrower’s needs.
- Maintain knowledge of available loan products, processing procedures and underwriting guidelines.
- Prospect and network, building relationships while developing referral source base.
- Bachelor’s degree preferred.
- 2-3 years of mortgage origination experience is preferred.
- Excellent communications skills to talk to clients about loan particulars and their personal financial details.
- Excellent mathematical and statistical analysis ability.
- A sound knowledge of the terms and conditions of different kinds of loans.
- Strong logical thinking.
- Ability to keep updated on new loan reforms and laws.
- Ability to obtain federal registration and pass applicable pre-employment screenings.
- Incentive opportunities
- Paid Holidays
- Paid Time Off (Vacation, Sick and Personal Days)
- Medical, Dental and Vision Insurance
- 401(k) retirement program with matching funds
- Employer paid Group Term Life Insurance, Short Term and Long Term Disability Insurance
- Tuition Reimbursement Program
This position reports to the local Mortgage Sales Manager and has no direct reports.
Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.
