What are the responsibilities and job description for the Underwriter – Merchant Cash Advance (MCA) position at Lexio Capital?
About the Role:
Lexio Capital, a thriving Merchant Cash Advance direct funder with 5 years of strong growth, is looking for a sharp and driven Underwriter / Pricing Manager to lead our pricing team.
This is a high-impact, in-office leadership role where you will own the front-end underwriting and pricing process—from deal submission through pricing decision. You’ll play a critical role in balancing risk and profitability while leading a team in a fast-paced, high-volume environment.
What You’ll Do:
- Lead, manage, and develop a team of underwriters focused on pricing and initial risk evaluation
- Oversee the underwriting process from deal submission through pricing decision
- Analyze merchant files including bank statements, credit reports, and processing data to structure competitive offers
- Set pricing strategies and guidelines to align with company risk appetite and revenue goals
- Review and price complex or high-value deals
- Ensure consistency, speed, and accuracy across all pricing decisions
- Monitor pipeline flow and team performance to maintain efficiency and turnaround times
- Train and mentor junior underwriters, building a strong and scalable team
- Work closely with with Final Verification Department to ensure guidelines were followed.
What We’re Looking For:
- 2 years of experience in the Merchant Cash Advance (MCA) industry
- Strong underwriting and pricing experience (front-end deal evaluation)
- Prior experience leading or mentoring a team is highly preferred
- Deep understanding of risk assessment, deal structuring, and MCA pricing models
- Strong analytical and decision-making skills
- Excellent communication and leadership abilities
- Ability to thrive in a fast-paced, in-office environment
- Advanced proficiency in Excel and financial analysis tools
Why Join Lexio Capital?
- Join a well-established and growing direct funder with 5 years of success
- Take on a leadership role with real influence on revenue and deal flow
- Be part of a high-energy, in-office team environment
- Opportunity to grow with a company that is actively scaling
Step Into Leadership
If you’re ready to lead a team, own pricing decisions, and directly impact deal flow and profitability, apply today and be part of Lexio Capital’s continued growth.