What are the responsibilities and job description for the Portfolio Manager position at Leon Capital Group?
About Patient Capital
Patient Capital is the specialty finance platform within Leon Capital Group, delivering disciplined, innovative lending solutions that expand access to care and support the long-term success of healthcare practices. Guided by Leon Capital’s patient, value-driven investment philosophy, Patient Capital operates at the intersection of consumer credit, capital markets, and operational execution.
We are seeking a Portfolio Manager to lead performance across our point-of-sale, consumer unsecured, and retail installment credit assets.
Position Summary:
The Portfolio Manager will serve as the internal authority on portfolio performance, risk, and structured credit execution. This is a senior individual contributor role with direct exposure to leadership and responsibility for driving portfolio outcomes — not simply monitoring them.
Key Responsibilities:
- Own performance across point-of-sale, consumer unsecured loans, and retail installment contracts, including trend analysis and risk identification.
- Lead portfolio construction and forward-looking scenario modeling (base/downside / severe)
- Own yield and IRR targets, performance attribution, and return analysis.
- Prepare lender and investor reporting packages, including NAV coordination with Finance.
- Maintain borrowing-base and facility models tied to warehouse lines and structured credit facilities.
- Partner across the organization on ABS readiness, warehouse facility management, and loan management system (LMS) architecture.
- Oversee servicer performance, compliance, covenant monitoring, and third-party reporting integrity.
- Help implement an agentic approach to portfolio management, leveraging automation and intelligent workflows to improve monitoring and decision-making.
- Contribute to investment committee materials and provide clear portfolio risk recommendations.
- Drive continuous improvement in reporting standards, governance, and portfolio intelligence.
Qualifications:
- 7–10 years in asset-backed finance, consumer credit, ABS, or whole-loan portfolio management.
- Direct experience with point-of-sale lending, consumer unsecured loans, retail installment contracts, or similar consumer credit assets strongly preferred.
- Hands-on exposure to warehouse facilities, advance-rate structures, securitizations, and borrowing-base mechanics.
- Experience working with servicers, trustees, or third-party administrators.
- Strong financial modeling and scenario analysis capability.
- Comfortable operating with imperfect data sets in evolving environments.
- Experience in lean or scaling platforms preferred.
- High-agency operator with strong judgment, comfortable navigating ambiguity, and taking ownership in evolving environments.
What Success Looks Like:
- Portfolio performance is actively managed, clearly communicated, and decision-oriented.
- Lender and capital partner reporting is disciplined and trusted.
- Warehouse and structured credit facilities are managed proactively.
- Servicer oversight is rigorous and performance-driven.
- Agent-enabled tools enhance portfolio visibility and execution.
- The platform scales without sacrificing credit discipline or transparency.
Why This Role Matters:
This role sits at the core of Patient Capital’s growth. The right Portfolio Manager will combine disciplined credit judgment, structured finance fluency, and operational ownership to help build a scalable, durable consumer credit platform.