BSA Analyst

At Legacy Bank, our BSA Analysts are more than compliance experts—they are stewards of our values and protectors of our community. This position performs various quality control reviews and monitoring pertaining to the Bank Secrecy Act, USA Patriot Act, Anti-Money Laundering Program, OFAC, and Customer Identification Program compliance using industry standards and regulatory guidance to ensure the financial institution's compliance efforts are maintained on a prioritized and scheduled basis. In every task, our BSA Analysts build strong relationships, demonstrate reliability, empower others, and act with kindness, all while upholding the legacy of trust and excellence that defines our organization.

Ready to create a lasting impact? If you are passionate about compliance and looking for an opportunity to make a difference in a supportive and values-driven environment, we empower you to apply today. Help carry forward a tradition of integrity and care while shaping a future of legacy - your work here matters in protecting the customers and communities we serve.

Major Duties & Responsibilities

• Monitor and investigate alerts generated by BSA/AML monitoring system to detect suspicious activity or patterns indicative of money laundering or terrorist financing; while distinguishing false positives from genuine suspicious activities.

• Review BSA-related data including but not limited to: reports, logs, and transaction data to identify trends and/or unusual activity to determine if any data/information is suspicious in nature.

  
  

• Review and file Currency Transaction Reports (CTRs) and Suspicious Activity Reports (SARs) in accordance with FinCEN regulations. Utilize BSA/AML software to ensure timely and accurate submission of all required reports.

  
  

• Follow-up on any CIP, CDD, Beneficial Owner exceptions that come from newly opened accounts/customers. Work with branch managers to resolve exceptions. Utilizes internal/external resources to investigate and analyze potential fraud and money laundering. Conducts suspicious activities investigations.

• Participates in the development, maintenance and updating of all BSA/OFAC/AML policies, procedures and compliance as they relate to the BSA program, overseeing high risk areas such as: CIP, CDD, EDD and BO; as well as staying abreast of changes to federal and state banking laws and regulations.

• Assists during all periodic BSA/AML compliance reviews by gathering files, records, and other pertinent information for review by compliance auditors and examiners. Organize, analyze, and present data related to the Bank Secrecy Act, the USA PATRIOT Act, and the rules of OFAC, including CTR processing and SAR decisioning.

• Delivers and assists with BSA/AML training and continued education of staff and Board of Directors.

• Must comply with all company policies and procedures, applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.

• All employees are expected to actively promote Legacy Bank to existing and prospective customers in order to obtain and build the Bank's customer base and thereby enhance Legacy Bank's growth and profitability.

• Please note: This position is not remote and requires on-site presence

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  A two-year college degree in Accounting, Finance or a related field.

• 2-5 years of prior work experience or related experience in a BSA role, including time spent in a preparatory position.

• BSA/AML Regulatory knowledge preferred

• Strong skills in Excel, Word, and compliance software will put you ahead

Key Attributes for Success

Who We Are

Since our founding in Colwich, Kansas nearly 140 years ago, Legacy Bank has established itself as a strong community partner and a preferred place of employment. Now in our fifth generation of leadership, our focus remains on our people and delivering relationships, service, and solutions to our area communities.

Our Benefits

At Legacy Bank, our employees exemplify sound work ethics, dedication, and a desire to improve lives. We consider our team members our most valuable asset and prioritize their well-being. We recognize their contributions and support them with comprehensive benefits, fostering both their personal happiness and long-term success.

Our Benefits include: health insurance (Legacy pays a portion of the employee’s premium), 401(k) with employer matching, accrued vacation and sick leave, paid personal day, health & dependent care flexible spending account, and more.

ADA Requirements

Physical Requirements

Is able to bend, sit, and stand in order to perform primarily sedentary work for long periods of time with limited physical exertion and occasional lifting of up to 20 lbs. Must be capable of climbing / descending stairs in an emergency situation. Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely sustain repetitive motion while using computer keyboard for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance.

Working Conditions

Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise.

Mental and/or Emotional Requirements

Must be able to perform job functions independently or with limited supervision and work effectively either on own or as part of a team. Must be able to read and carry out various written instructions and follow oral instructions. Must be able to speak clearly and deliver information in a logical and understandable sequence. Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public. Must be able to perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy including attention to detail and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing priorities. Must be capable of exercising highest level of discretion on both internal and external confidential matters.

Equal Opportunities

Legacy Bank is an Equal Opportunity Employer and does not discriminate against employees or applicants based on race, color, religion, sex/gender, national origin, disability, age, or any other category protected by law.