What are the responsibilities and job description for the Licensed Mortgage Loan Officer- Garrett Mortgage position at Langley Federal Credit Union?
The Licensed Mortgage Loan Officer increases real estate loan portfolio by developing business contacts, building Realtor relationships, and actively working the real estate loan applications. The Licensed Mortgage Loan Officer attracts new real estate loan applications by developing relationships with Realtors in the community.
This individual works for Garrett Mortgage, LLC, one of Langley's joint venture companies, which is the preferred lender for Garrett Realty Partners. Garrett Realty Parters represents 120 agents and completes over 100 transactions monthly making this an amazing opportunities for the right candidate.
Essential Functions, Duties, and Responsibilities:
- Takes incoming calls (leads) and appointments to pre-qualify, interview, and counsel borrowers to determine a suitable real estate loan product.
- Reviews applications submitted online. Contacts borrower to review loan application and determine the best product. Obtains documentation needed for loan approval.
- Meets and interviews scheduled and walk-in applicants to assist with real estate loan questions and initiate application process.
- Works directly with Realtors to establish rapport and build confidence their referrals will be handled properly.
- Regularly and customarily attends networking and educational events to promote the mortgage company and keep current on the real estate market and changes in lending regulations.
- Meets with Realtors regularly to develop potential business and relationships.
- Interact with Realtors daily to educate them on available loan programs and guidelines.
Qualifications:
- Two years recent experience in mortgage originations or 3 years recent experience in mortgage lending or equivalent combination of experience working in the mortgage industry.
- Bachelor’s degree; and 1 year related experience and/or training.
- NMLS Loan officer state license required.
Our Keys to Success:
- Service Champion – Adopts a service orientation, building trusting relationships and delivering value for associates, members, and communities.
- Langley Ambassador – Demonstrates a passion for Langley’s vision, encouraging diversity, equity and inclusion while considering Langley’s values when making decisions and taking accountability for delivering results.
- Agile in Action – Adapts to changes in the business, demonstrating innovation to improve Langley and advance the business into the future.
- Team Driven – Collaborates across Langley, communicating with transparency and prioritizing a team-based approach that delivers optimal outcomes for associates, members, and communities.
- Continuous Learner – Maintains an understanding of Langley’s business and how value is delivered to members and actively pursues opportunities to grow oneself and strengthen the organization.