What are the responsibilities and job description for the Senior Mortgage Processor position at Lake Michigan Credit Union?
Primary Location(s): Naples, Fort Myers, Cape Coral, or Port Charlotte, FL Employee Status: full-time hourly Estimated Hours/Week: 38 hours/week Remote: Hybrid, after an initial training period Who we are: At LMCU, you'll find more than just a job - discover a fulfilling career where your contributions truly matter. Join our talented team at Lake Michigan Credit Union and discover the difference an employer who puts people first can make in your career and life. About this position: The Senior Mortgage Processor role is responsible for processing conventional, government, construction and specialty mortgage applications. Responsible for obtaining and verifying accuracy of documents needed to complete the mortgage process, calculating income, analyzing credit and calculating cash requirements. What you’ll do: Review initial underwriting decisions and prepare decision letter as appropriate and working directly with the applicants to obtain outstanding items required by underwriting for a final approval . Finalize loan processing stage by preparing loan for submission to closing department. Process all types of mortgage applications reviewing credit reports, income and asset documentation confirming all documentation meets requirements to move forward with an underwriting decision. Demonstrates a high level of communication with members along with internal and external partners, and providing service excellence at all times. Preferred Education and Experience One to three years of experience in processing mortgage applications. Experience working in a fast-paced, deadline-oriented environment. Ability to effectively communicate both written and verbally. What you’ll get: All Employees: weekly pay and retirement savings options. Full Time Employees: comprehensive health coverage including medical (with prescription), dental, vision, HSA match, paid parental leave, and tuition reimbursement. To see a full list of our benefit offerings, check out this helpful guide! Have additional questions about the role? Email the Talent Acquisition Team at: Careers@lmcu.org. If you lack access to the internet or require an accommodation in the application process, please send your resume via mail to 5664 Prairie Creek Drive, Caledonia, MI 49316. LMCU is an Equal Opportunity Employer Lake Michigan Credit Union is fundamentally different than a bank, both in our structure and mission. Our goal has always been to do what is best for our members. This approach guides every decision we make and every service we offer. As a credit union, our goal isn’t to generate profits for shareholders, it’s to improve the lives of our members. LMCU is consistently rated in the top ten in the nation for Return of the Member by Callahan & Associates, meaning we give back more to our members in the form of higher rates when they save and lower rates when they borrow. At LMCU, the emphasis on delivering real value to our members has been job one, since day one. As one of the largest credit unions in the nation for several years running, LMCU has earned many awards and accolades such as inclusion as one of the 101 Best and Brightest Companies to Work For Nationally and being recognized by Forbes as a Great Place to Work. As an employee, you'll enjoy a stimulating, professional atmosphere, supported by the latest technology, training, and development. We recognize that a healthy balance between work, home life, and play is essential to our employees and our success. We offer a friendly, respectful and inclusive work environment, fun employee activities and rewarding community involvement opportunities. You’ll love working here at Lake Michigan Credit Union! LMCU is an Equal Opportunity Employer
