Debt Consultant

Debt Settlement Consultant – High-Volume Direct Mail Inbounds

Company: Ladder Loans

Location: Lake Forest, CA (In-Office)

Compensation: Hourly vs. Uncapped Tiered Commission Daily SPIFFs Monthly Bonuses

Schedule: Monday – Friday (Flexible 8-hour shifts)

Why Ladder Loans?

Stop chasing cold leads, buying dead lists, and dealing with angry hang-ups. At Ladder Loans, we run a sophisticated, high-performing direct mail engine that delivers warm, high-intent inbound calls straight to your desk.

Our prospects receive a physical mailer, pick up the phone, and call us looking for help. They know why they are calling, they are expecting an expert, and they carry an average of $42,000 in unsecured debt.

Even better? We feature in-house lending. If a client qualifies for a personal loan instead of settlement, you have an immediate alternative solution path to close the deal. You are set up to win from day one.

What You’ll Do (The Day-to-Day)

This is a fast-paced, high-momentum consultative sales role. You will own the relationship and the deal from introduction to enrollment:

• Command the Inbound: Field high-volume inbound direct mail responses, establishing authority, trust, and control early in the call.
• Consult & Strategize: Conduct deep-dive financial discovery to understand each client’s unique hardship, debt load, and timeline.
• Deliver Solutions: Present debt settlement strategies clearly, compliantly, and persuasively, or pivot to our in-house lending options when applicable.
• Own the Pipeline: Seamlessly guide clients through discovery, positioning, and final enrollment without losing momentum or sacrificing compliance.

Who You Are (Qualifications)

This desk is built for seasoned closers, not script-readers or beginners. We are looking for elite talent who understand the psychology of a high-balance debt client.

• Experience: 2 years of direct phone-sales experience specifically within Debt Settlement / Debt Relief.
• Lead Fluency: Proven track record working with direct mail inbound leads and maximizing the value of every single call.
• Sales Mastery: You know how to balance urgency with strict compliance, control the tempo of a call, and overcome objections naturally.
• Drive: You have a hunter mindset, a high financial motivation, and a history of hitting or exceeding monthly enrollment quotas.

Earnings, Perks, & Logistics

We believe top performance deserves top compensation. We offer a competitive, transparent structure designed to reward your hard work:

• Uncapped Earning Potential: Hourly wage vs. an aggressive, uncapped tiered commission structure (you always take home whichever is higher).
• Extra Incentives: Daily SPIFFs and substantial monthly performance bonuses.
• Work-Life Balance: Standard Monday through Friday schedule with flexible 8-hour shift options. Weekends optional.
• Location: Modern, culture-focused office in Lake Forest, CA. Note: Remote flexibility is a performance-based privilege earned through consistency and production, not an entry-level perk.

Ready to Step Up?

• If you are tired of weak lead flow and ready to leverage a direct mail engine that actually converts, we want to hear from you. Apply today to connect with our hiring team.