What are the responsibilities and job description for the Commercial Credit Underwriter position at KeyBank?
Location:
4910 Tiedeman Road - Brooklyn, Ohio 44144
About the Job
SBA Commercial Credit Underwriters (Credit Associates SBA) are experienced commercial underwriters who are responsible for reviewing and analyzing all types of credit information on existing and prospective customers applying for a SBA product. This core underwriting role assists in structuring new requests, as well as completing renewals, while independently managing workflow and communication with field partners. Credit Associates are required to decision loans within an assigned lending authority, and make educated, well-thought recommendations when decisioning requires a higher-level approval authority. This position reports to an Underwriting Team Leader.
Essential Job Functions
Review financial statements and all other relevant financial analysis as well as non-financial data to develop a concise focused analytical foundation for a credit decision.
Collaborate with bankers and credit partners to drive the efficiency and effectiveness of the credit process to meet client expectations.
Responsible for the development of quality credit memos and adherence to Key Bank's credit policy.
Decision loans within delegated authority or recommend decision to appropriate credit partner.
Monitor and identify risks within the existing portfolio.
Identify and escalate material issues or trends in a timely manner.
Serves as mentor, coach and trainer for the analyst and underwriting staff.
Periodic projects related to the constantly changing risk management environments.
Required Qualifications
At least two years of commercial underwriting experience, preferably in SBA.
Bachelor's Degree with a preferred focus on Business course work, or equivalent work experience
Firm understanding of commercial credit underwriting/approval methodologies.
Satisfactory understanding and knowledge of commercial credit policies, procedures, and loan systems
Commitment to core values; Teamwork, Respect, Accountability, Integrity, Leadership
Ability to work well individually as well as part of a team
Demonstrated business writing and communications/presentation skills
Satisfactory knowledge and proficiency in working with personal computers and business software (e.g. Microsoft Office - Word, Excel)
Eligibility to work permanently in the U.S.
Job Posting Expiration Date: 10/31/2025
KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status.
Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing
Salary : $90,000 - $120,000
