Senior Mortgage Loan Officer / Full-Time / On-Site

Are you energized by turning conversations into confident decisions and results? Does building strong relationships with others and our community take priority in your career? Are you comfortable managing your tasks from start to finish?

As an experienced Senior Mortgage Loan Officer, you'll help our borrowers take their steps toward homeownership, expertly guiding them through the loan application process and and walk them through the loan process—keeping everything simple, accurate, and on track. You'll play a pivotal role in originating long-term mortgage loans, including lot, construction, and home equity loans. Join our credit union professional team as a Senior Mortgage Loan Officer!

Compensation and Position Classification for Senior Mortgage Loan Officer:

Pay Rate: Base pay $23.50/Hour, Non-Exempt, paid biweekly plus uncapped monthly incentives! Monthly incentives on funded loans varies based on production. 

Employee Benefits 

• Health, 3 plan options with BC/BS – one plan fully paid for employee
• Dental, Vision, Short- and Long-term disability, Basic Life/AD&D, and Voluntary Life/AD&D
• Supplemental Accident and Critical Illness Insurance
• 401K with Employer Match – employee fully vested on Day One!  
• Paid Leaves** include Vacation, Sick, Bereavement, Jury Duty, Volunteer (** Not eligible during initial 90 day hiring period) 
• Plus 11 paid Holidays annually!

What You'll Do as the Senior Mortgage Loan Officer

• Thrive on business development and building strong referral partnerships
• Cultivate relationships with real estate agents, builders, and community partners
• Proactively and creatively grow your sales pipeline
• Stay disciplined and follow through to achieve results
• Keeps clients informed, supported, and engaged throughout the journey
• Passionately deliver great service and building lasting relationships
• Drive efforts to directly impact members’ lives and organizational success
• Identify the borrower needs and simplify complex information

What We're Looking for in a Senior Mortgage Loan Officer

• Good understanding of the foundation of determining credit worthiness
• Understanding of real estate law, regulations, and the secondary market
• Familiarity with title reports, insurance, and appraisals
• Able to motivate and align with members, partners, and teammates toward shared goals
• Focused on smooth, responsible closings
• Prefer action and measurable progress over endless planning
• Motivated by clear outcomes like portfolio growth, funded loans, and fee income
• Prioritizes long-term relationships over one-time transactions
• A trusted advisor to our members and others can rely on 
• Plus if applicant has written and verbal proficiency and fluent in Spanish and English

Required Experience: Five or more years in mortgage lending experience or similar banking or credit union lending. 

Education: A two-year college degree or completion of a specialized course of study at a business or trade school or  completion of specialized and extensive in-house training or apprenticeship program.

Why the Senior Mortgage Loan Officer Role Matters

Our established and potential borrowers depend on the Senior Mortgage Loan Officer to confidently walk them through the mortgage journey by turning complex decisions into clear, responsible paths to homeownership, from first conversation through closing. We take pride that our mortgages team's priority is to build lasting relationships with members and referral partners, delivering trusted advice, consistent communication, and measurable results that strengthen both our members’ financial futures and the credit union’s long-term growth.

Senior Mortgage Loan Officer Location & Hours 8 AM to 6 PM, Monday - Friday, occasional before and/or after-hours events, frequent travel within local county area, and weekends when required.  

Kelly Community Federal Credit Union Application Process

 The following is our typical selection process and timeline. Please keep in mind, this timeline and process may vary from position to position.

 Initial screening (within 3 business days of application)

1. Initial Application Screening (within 2 business days of application)
2. Phone Screening (within 2 business days of screening)
3. Profile Assessment (within 3 business days of passed phone screening)
4. 1^st Interview (Approximately 3-5 business days or dependent on number of applicants; please refer to job posting for any scheduled dates)
5. Follow-up interview (within 2 business days. Dependent on position and number of applicants; not required in all processes)

*Varies by position’s skills requirements

Typical time to hire if the candidate passes all processes: 21 days to hire