What are the responsibilities and job description for the Loan Officer position at K. Hovnanian® Homes?
K. Hovnanian American Mortgage is uniquely positioned to deliver the keys to making our customer’s dream of home ownership a reality better than any other lender. Why? Because K. Hovnanian Homes is celebrating 60 years of quality and leadership in the home building industry and their homebuyers are our exclusive clients. These families have put their dreams in our hands, and you can as well.
When you shepherd a mortgage from start to finish, your customer feels confident every step of the way. Processing a loan can be like guiding a traveler on a long safari. Customers can easily feel lost in the complexities, except for those lucky enough to have someone with your exceptional skill to get them through. In addition, if you’ve been working as an Underwriter or Loan Officer in a bank, this could be your dream opportunity to use your talents in a more fulfilling way!
At K. Hovnanian, we believe in promoting specialization and giving our Associates every opportunity to grow in the area that suits them best. Our Account Managers are able to concentrate all their energy on helping customers instead of cold calling and drumming up business.
We need you to originate loans within designated builder communities and manage their progress through underwriting, processing, closing and post-closing. You will provide this vital support by generating and maintaining communication between Builder and Mortgage Company and by maintaining a satisfactory closing/backlog capture ratio and expected customer satisfaction.
Requirements for this position include a minimum of 3 years’ experience in loan origination, preferably with a builder mortgage company and an NMLS license. Requirements also include the ability to read and interpret governmental regulations and procedure manuals, write reports and business correspondence, effectively present information, and respond to questions from customers and other Associates. Strong communication, analytical and math skills are essential.
K. Hovnanian American Mortgage, LLC, an indirect subsidiary of Hovnanian Enterprises, Inc., a well-respected publicly traded company, is committed to providing an environment and programs that help our associates flourish. You can look forward to professional support and extensive benefits—including medical/dental/vision coverage, discounts on mortgages and home appliances, and a 401(k) plan.
