What are the responsibilities and job description for the Risk Management - Special Credits Officer - Senior Associate position at JPMorganChase?
Job Description
Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Special Credits Senior Officer in the Special Credits Group, you will support Special Credits and Field Risk Officers in managing problem credit loans and oversee research, workflow reporting, and report administration. You will serve as a team lead who keeps management informed of issues and trends while promoting collaboration, timely follow‑up, and resolution. By proactively guiding and supporting the team, you will enhance performance and elevate internal customer satisfaction. This role is well‑suited to candidates with strong problem‑solving and leadership skills who value a research‑focused, collaborative environment and enjoy developing creative solutions to complex problems.
Job Responsibilities
Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
About The Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction.
Our business bankers work in the Consumer Bank to provide financial solutions to small business owners across the U.S. Customers turn to us for financing and advice as they start, run and grow their businesses. We partner with clients throughout the process, investing in our communities and people for the long-term.
Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Special Credits Senior Officer in the Special Credits Group, you will support Special Credits and Field Risk Officers in managing problem credit loans and oversee research, workflow reporting, and report administration. You will serve as a team lead who keeps management informed of issues and trends while promoting collaboration, timely follow‑up, and resolution. By proactively guiding and supporting the team, you will enhance performance and elevate internal customer satisfaction. This role is well‑suited to candidates with strong problem‑solving and leadership skills who value a research‑focused, collaborative environment and enjoy developing creative solutions to complex problems.
Job Responsibilities
- Mentor and support team members, fostering a collaborative and high-performance environment.
- Generate, analyze, and manage reports to support the workout process and prepare management reports for leadership
- Contact customers, vendors and internal stakeholders as necessary to resolve issues. .
- Ensure compliance with regulatory requirements, risk management protocols, and internal control policies, maintaining proper document retention and passing QC/QA tests.
- Demonstrate strong organizational and project management skills, managing multiple projects, deadlines, and workstreams with a sense of urgency and attention to detail.
- Take initiative in process improvement, leveraging analytical and problem-solving skills to drive creative solutions and operational excellence
- Minimum 3 years of experience in commercial collections, problem credit management, or business loan processing, with a solid understanding of commercial real estate and collateral-secured loans.
- Proven leadership skills with a track record of taking initiative, driving results, and owning outcomes in a fast-paced environment.
- Knowledge of credit philosophy, policies, procedures, loan documentation, SBA, and collections litigation.
- Ability to review and understand complex loan structures and business loan documentation.
- Strong analytical, quantitative, and problem-solving skills, with demonstrated ability to work independently and as part of a cross-functional team.
- Outstanding organizational skills, with the ability to prioritize, work under pressure, and meet tight deadlines.
- High attention to detail and accuracy, with a commitment to compliance and risk management
- Working knowledge of the Bank's products, services, policies/procedures and ability to follow policies/procedures.
- College degree preferred or equivalent work expertise
- Working knowledge of the Bank's products, services, policies/procedures and ability to follow policies/procedures.
Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
About The Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction.
Our business bankers work in the Consumer Bank to provide financial solutions to small business owners across the U.S. Customers turn to us for financing and advice as they start, run and grow their businesses. We partner with clients throughout the process, investing in our communities and people for the long-term.