Risk Management - North America Legal Entity Credit Risk -Vice President

Job Description

Help shape how we manage credit risk at the legal entity level across a dynamic regional portfolio. In this role, you will turn complex exposure movements and market events into clear executive insights and disciplined governance actions. You will partner with Risk, Finance, and Credit stakeholders to strengthen standardized frameworks and consistent outcomes. You will also play a key role in regulatory and audit readiness, responses, and sustainable remediation. Join a team where your judgment and execution directly influence portfolio resilience and control effectiveness.

Job Summary

As a Vice President in the Wholesale Credit Risk Legal Entity team, you will deliver portfolio management, governance, and regulatory engagement across covered legal entities in your region. You will provide rigorous exposure variance analysis and executive commentary to senior stakeholders and governing bodies. You will help embed firmwide and local regulatory requirements into policies, procedures, limits, and thresholds. You will partner across Risk and functions to drive consistent, coherent portfolio-level outcomes.

Job responsibilities

• Provide portfolio management across covered legal entities, including ongoing monitoring of credit profile and key drivers.
• Set standards for periodic and ad hoc credit exposure variance analyses and executive-ready commentary.
• Explain variance drivers and relevant market events to location credit leads, senior management, and governance forums.
• Drive adherence to regulatory requirements and firmwide credit risk frameworks across covered legal entities.
• Embed requirements into policies and procedures and oversee the establishment and review of portfolio limits and thresholds.
• Deliver portfolio-related governance materials and timelines, coordinating with regional legal entity teams for consistency.
• Define and challenge legal-entity-specific processes to ensure disciplined, repeatable outcomes across regions.
• Partner with Risk Management and functional stakeholders to build, execute, and maintain standardized legal entity credit risk frameworks.
• Support regulator and auditor engagements by providing clear explanations of frameworks, operating model, and portfolio updates.
• Prepare and coordinate responses to regulatory and audit exams and inquiries, aligning with central firmwide risk partners.
• Execute remediation plans and sustainable controls, and report progress against commitments, deadlines, and residual risk.
  
  

Required qualifications, capabilities, and skills

• 7 years of experience in credit risk, portfolio risk management, or related risk governance roles
• Experience managing or overseeing legal entity credit risk frameworks, limits, thresholds, or governance deliverables
• Demonstrated ability to perform and communicate exposure variance analysis and key risk driver attribution
• Strong understanding of risk governance expectations, including policy/procedure embedding and control sustainability
• Experience supporting regulatory, audit, or exam engagements, including drafting clear responses and coordinating evidence
• Proven cross-functional partnering skills across Credit Officers, Legal Entity Risk Managers, Finance, Policy, and risk reporting teams
• Ability to translate complex portfolio data into executive-level narrative and decision-ready materials
• Strong project execution skills, including ownership of timelines, dependencies, and escalation where needed
• High attention to detail with sound judgment and a bias toward well-documented, defensible outcomes
• Excellent written and verbal communication skills
  
  

Preferred qualifications, capabilities, and skills

• 7 years of experience specifically in wholesale credit risk portfolio management or legal entity risk governance
• Experience operating across multiple regions or legal entities, balancing global consistency with local requirements
• Familiarity with building standardized operating models and governance artifacts at portfolio scale
• Experience leading or coordinating end-to-end remediation programs with measurable control outcomes
• Advanced capability in risk reporting and portfolio analytics tooling (for example, dashboards, executive packs, governance MI)
• Experience presenting to senior governance committees and responding live to challenge questions
• Relevant risk certification or advanced degree (as applicable)
  
  

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

About The Team

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.