Risk Management - Credit Card Analytics - Associate

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As an Associate within Card Installment and Credit Risk, you will assist in developing portfolio risk policies for key lending programs such as Chase Pay Over Time, My Chase Loan and other new and exciting card installment lending initiatives. You will have the opportunity to guide fundamental changes to risk management process by working with people, process, and technology.

Job Responsibilities:

• Develop and apply mathematical or statistical theory using analytic tools (SAS, SQL etc.) to collect, organize, interpret, and summarize numerical data sets from multiple sources to develop the best in class risk strategy. Candidate must have excellent SAS/SQL skills
• Recognize opportunities and enhancements to existing strategies to improve overall financial performance, customer experience and execution quality
• Design, implement, track, and report on new strategies in a Test vs. Control environment. Follow a disciplined analysis approach to ensure recommendations taken to Senior Management result in correct decisions
• Work with cross functional areas including IT, Operations and other Credit Risk groups to ensure successful implementation of new strategies.

Required qualifications, capabilities, and skills:

• A Bachelor's degree in a quantitative discipline (Finance/Statistics/Economics/Mathematics/Operations Research) or equivalent work/training is required.
• 2 years of Credit Risk Management and/or Marketing Analytics in financial industry
• Strong P&L knowledge and understanding of profit drivers
• Excellent oral and written communication skills
• Ability to logically structure analyses using strong analytical, interpretive and problem solving skills
• Ability to translate complex analysis into concise presentations with sound business conclusions.
• Strong knowledge of SAS, SQL and MS Office required

Preferred qualifications, capabilities, and skills:

• Master’s degree preferred
• Credit card experience

To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).

Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans