Demo

Lead Architect, Credit Card

JPMorganChase
Wilmington, DE Full Time
POSTED ON 12/31/2025
AVAILABLE BEFORE 2/7/2026
Job Description

If you are excited about shaping the future of technology and driving significant business impact in financial services, we are looking for people just like you. Join our team and help us develop game-changing, high-quality solutions.

As a Lead Architect at JPMorgan Chase within the Consumer Card Technology group, you are an integral part of a team dedicated to developing high-quality architecture solutions for various software applications and platform products. You play a crucial role in promoting significant business impact and shaping the target state architecture through your expertise in multiple architecture domains. This position will support the Credit Card Digital experiences (web & mobile) for the design, build and implementation of new and enhanced capabilities. It will have influence on key credit card related features in the award winning digital platforms.

Job Responsibilities

  • Define, document, and deliver current state, target states, and initiative-based architectures for Credit Card product domains.
  • Collaborate across all corporate technology and line-of-business technology teams to design and socialize solutions.
  • Participate in digital and cross line-of-business architecture governance and tollgate processes.
  • Provide subject matter expertise to multiple cross line-of-business forums, panels, ad-hoc conversations, technologies, and senior business/IT management.
  • Work with application development teams to estimate the cost of proposed solutions.
  • Stay informed about industry trends and leverage new techniques and technologies as appropriate.
  • Challenge designs during concept and review phases to drive re-use, efficiency, security, and stability.
  • Define and/or participate in supporting changes to existing or new architectural processes.
  • Serve as a function-wide subject matter expert in one or more areas of focus.
  • Actively contribute to the engineering community as an advocate of firmwide frameworks, tools, and practices of the Software Development Life Cycle.

Required Qualifications, Capabilities, And Skills

  • Formal training or certification on software engineering concepts and 5 years applied experience.
  • In-depth understanding of credit card operations, including rewards, payments, compliance, lifecycle management, pricing, line and account management
  • Strong knowledge of cloud architecture, especially AWS.
  • Experience with API design, microservices, and distributed systems.
  • Proficiency in programming languages such as Java, Python, or Node.js.
  • Knowledge of PCI DSS and other relevant financial regulations.
  • Excellent problem-solving and analytical abilities.
  • Strong verbal and written communication skills, able to convey complex technical concepts to diverse audiences.
  • Proven ability to work effectively with cross-functional teams and external partners.

Preferred Qualifications, Capabilities, And Skills

  • Demonstrable experience designing and delivering cloud-native solutions, preferably on AWS.
  • AWS certification (Solutions Architect or higher) strongly preferred.
  • Currently working in an architect role, with hands-on experience in architectural leadership.
  • Architectural experience designing solutions across multiple applications and/or domains.
  • Understanding of Mainframe, data streaming and event based architecture preferred

ABOUT US

Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

About The Team

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction.

Salary : $152,000 - $215,000

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