What are the responsibilities and job description for the Credit Risk Middle Office Analyst position at JPMorganChase?
Job Description
Join JPMorgan Chase and help keep our firm strong and resilient. As a key member of Risk Management and Compliance, you'll contribute to responsible business growth by anticipating new and emerging risks and applying your expert judgment to solve real-world challenges that affect our company, customers, and communities. Our culture emphasizes innovative thinking, challenging the status quo, and striving for excellence.
As a Credit Risk Middle Office – Analyst within the Reporting, Middle Office, and Control organization within Corporate Risk, you support the Wholesale Credit Risk organization globally, with core focus on monitoring limit breaches, ongoing credit risk client maintenance, and resolving operational issues to support effective credit risk oversight and control. The role is expected to maintain strong adherence to controls, support effective risk oversight, manage workflow with SLA discipline, and participate in technology change support activities. The role requires low-to-moderate independent decision-making using sound judgment, contributes to process improvements, and supports an inclusive culture.
Job Responsibilities
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
About The Team
Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we're setting our businesses, clients, customers and employees up for success.
Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.
Join JPMorgan Chase and help keep our firm strong and resilient. As a key member of Risk Management and Compliance, you'll contribute to responsible business growth by anticipating new and emerging risks and applying your expert judgment to solve real-world challenges that affect our company, customers, and communities. Our culture emphasizes innovative thinking, challenging the status quo, and striving for excellence.
As a Credit Risk Middle Office – Analyst within the Reporting, Middle Office, and Control organization within Corporate Risk, you support the Wholesale Credit Risk organization globally, with core focus on monitoring limit breaches, ongoing credit risk client maintenance, and resolving operational issues to support effective credit risk oversight and control. The role is expected to maintain strong adherence to controls, support effective risk oversight, manage workflow with SLA discipline, and participate in technology change support activities. The role requires low-to-moderate independent decision-making using sound judgment, contributes to process improvements, and supports an inclusive culture.
Job Responsibilities
- Communicate clearly to influence stakeholders with actionable outcomes; collaborate with CRMO leads and partners.
- Escalate issues to management in a timely way and assist in developing sustainable solutions.
- Perform and oversee line facilitation/maintenance and ongoing credit risk client maintenance.
- Manage and maintain client data to support accurate client records and processes.
- Support core credit risk operational processes, including NAV gathering.
- Monitor, investigate, and help resolve limit breaches and related exceptions.
- Resolve day-to-day operational issues and support sustainable fixes.
- Build process knowledge to maintain strong adherence to controls; support effective risk oversight.
- Review key metrics to manage workflow, prioritize work, and support SLA adherence.
- Participate in user acceptance testing (UAT) for changes to core business applications.
- Synthesize large data sets, apply critical thinking, and exercise sound judgment with low to moderate independent decision-making (including review of prospectuses and annual reports as required).
- Minimum 1 year of experience in financial services, operations, or related fields.
- Basic knowledge of products and services offered by major financial institutions and risk disciplines.
- Effective verbal and written communication skills; ability to identify problems and collaborate with management to develop solutions.
- Self-starter capable of thriving in a multi-tasking environment.
- Proficient in Microsoft Office Suite (Word, Excel, PowerPoint).
- Bachelor's degree preferred but not mandatory.
- Previous experience in Operational or Risk Management, or other control functions is a plus.
- Experience with automated solutions such as Alteryx, Python, and UI Path is a plus.
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
About The Team
Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we're setting our businesses, clients, customers and employees up for success.
Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.