Demo

Senior Lead Architect, Client/Merchant Onboarding - CIB

JPMorgan Chase
Plano, TX Full Time
POSTED ON 6/23/2026
AVAILABLE BEFORE 8/23/2026

A career with us is a journey, not a destination. This could be the next best step in your technical career. Join us.  

As a Lead Architect at JPMorgan Chase within the CIB Payments, Merchant Services, you are an integral part of a team that works to develop high-quality architecture solutions for various software applications on modern cloud-based technologies. As a core solution architect, you are responsible for conducting critical architecture solutions across multiple technical areas within various business functions in support of project goals.

Job responsibilities

  • Engages technical teams and business stakeholders to discuss and propose technical approaches to meet current and future needs
  • Defines the technical target state of their product and drives achievement of the strategy
  • Leverages enterprise-authorized AI capabilities within the work environment to accelerate architecture analysis and decisioning across the product family, with human-in-the-loop validation and appropriate handling of sensitive data.

  • Participates in architecture governance bodies
  • Evaluates recommendations and provides feedback on solution options 
  • Executes creative software solutions, design, development, and technical troubleshooting with the ability to think beyond routine or conventional approaches to build solutions or break down technical problems
  • Identifies opportunities to eliminate or automate remediation of recurring issues to improve overall operational stability of software applications and systems
  • Leads evaluation sessions with external vendors, startups, and internal teams to drive outcomes-oriented probing of architectural designs, technical credentials, and applicability for use within existing systems and information 
  • As a member of the team, build trusted relationships with business and technical decision makers in the customer’s organization to provide business and technical thought leadership
  • Identifies opportunities to modernize platform capabilities along with business initiatives
  • Executes creative software solutions, design, development, and technical troubleshooting with the ability to think beyond routine or conventional approaches to build solutions or break down technical problems
  • Practical cloud native experience
  • Leverages enterprise-authorized AI capabilities within the work environment to accelerate architecture analysis and decisioning across the product family, with human-in-the-loop validation and appropriate handling of sensitive data

 

Required qualifications, capabilities, and skills

  • 8 years of hands-on practical experience delivering system design, application development, testing, and operational stability with software patterns and principles
  • Hands on building onboarding experiences, self service and assisted
  • Strategic mindset in shaping onboarding transformation for payments business - includes digital onboarding, self servicing experience for clients, partner integration
  • Solid understand of acquiring payments onboarding and various complex client setups like Integrators, Franchise, Payment Facilitators 
  • Solid understanding of various onboarding steps including KYC, credit, risk, screening
  • Advanced knowledge of one or more software, applications, and architecture disciplines
  • Demonstrated proficiency in software applications and technical processes within a technical discipline (e.g., cloud, artificial intelligence, machine learning, mobile, etc.)
  • In-depth knowledge of the financial services industry and their IT systems
  • Demonstrated experience applying enterprise-authorized AI capabilities within the work environment in architecture and engineering workflows with strong validation habits and awareness of data sensitivity
  • Ability to evaluate and integrate AI-enabled capabilities into enterprise-grade architectures while meeting resiliency, security, and auditability requirements

 

Preferred qualifications, capabilities, and skills

  • Point of Sale experience is a plus
  • Cloud certification is a plus
  • Practical cloud native experience
  • Strong experience in APIs 
  • Ability to understand business requirements, create design, create technical delivery roadmap and technical know how's
  • Strong Experience as a functional architect (business / product)
  • Experience with domain model, understands business process flow, client experience and use cases
  • Understands business capability, features taxonomy
  • Strong communication and leadership presence

Salary.com Estimation for Senior Lead Architect, Client/Merchant Onboarding - CIB in Plano, TX
$91,439 to $120,602
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