Demo

Principal Data Scientist-Payments-Executive Director

JPMorgan Chase
Wilmington, DE Full Time
POSTED ON 5/29/2026
AVAILABLE BEFORE 7/29/2026

Ignite your passion for product innovation by leading customer-centric development, inspiring solutions, and shaping the future with your strategic vision and influence.

Treasury teams are under pressure to make faster decisions with better data—without increasing risk. In this role you will drive the data science and AI efforts that help shape the future of the corporate treasury. 

 As a Principal, Data Scientist in the Payments Data & Analytics organization you will partner with the product organization in developing and scaling agentic, AI-native treasury products, grounded in real practitioner workflows.

 

Job responsibilities

  • Define and drive the AI strategy for client facing agentic corporate treasury solutions, identifying high-value opportunities for generative AI, agentic AI, and analytics innovation to create competitive advantage
  • Partner with Data, Product, and Technology to deliver AI and machine learning solutions from ideation and prototyping through production deployment, ensuring solutions are scalable, responsible, and aligned to business needs
  • Stay current on emerging AI and machine learning techniques and translate new capabilities into practical applications for the Payments business
  • Drive evaluation frameworks, experimentation (including A/B testing and causal inference), and strategies that improve client experience
  • Attract and retain top analytics talent through hiring, onboarding, and skills development programs. 

 

Required qualifications, capabilities and skills:

  • PhD in a quantitative discipline (e.g., computer science, data science, statistics, econometrics, or related) with 10 years of progressive analytics and data science experience spanning both hands-on development and enterprise-scale leadership responsibilities
  • Deep technical expertise across applied data science, including predictive modeling, statistical analysis, customer/behavioral segmentation, and experimental design, with the ability to coach others and establish engineering-quality standards for analytic work
  • Languages & Modeling skills: Python, JavaScript, PHP, SQL, C#, Predictive & Causal Modeling
  • AI/ML Platform expertise: MLOps (MLFlow, Metaflow, DataRobot), Generative AI, AI Observability, NLP
  • Proven track record translating machine learning and analytics into measurable business outcomes, including defining the decision to be improved, building the model/measurement approach, and driving adoption through product, operations, and executive stakeholders
  • Strong strategic and commercial acumen, with the ability to frame ambiguous analytical questions into executable roadmaps and translate findings into executive-ready narratives, trade-offs, and recommendations
  • Experience leading analytics across multiple concurrent business domains (e.g., product, customer lifecycle, operations, growth, or planning), balancing near-term delivery with longer-term capability building (data foundations, tooling, and reusable methods)
  • Exceptional stakeholder management and communication skills, including influencing senior leaders, aligning cross-functional partners, and managing competing priorities while maintaining trust and momentum

 

Preferred qualifications, capabilities and skills: 

  • Experience applying analytics to global scale, B2B digital products and lifecycle management, including acquisition, onboarding, engagement/retention, segmentation-driven personalization, and monetization decisioning
  • Exposure to modern generative AI approaches (e.g., large language models, retrieval-augmented generation patterns, and workflow/agent concepts), with the ability to evaluate feasibility, risk, and business value even when not acting as the primary model developer
  • Practical experience with causal inference and experimentation at scale, including A/B testing, uplift measurement, and designing experiments that work within real-world product and operational constraints
  • Familiarity with responsible AI principles and analytics governance (e.g., model risk management concepts, documentation, monitoring, and bias/robustness considerations), with the judgment to operate effectively in more regulated or higher-reputational-risk environments
  • Demonstrated ability to drive analytics adoption through organizational enablement, such as self-service measurement tools, standardized metric definitions, data stewardship practices, and change management for new decision processes
  • Comfort operating in Agile/product-oriented delivery models, partnering with product and engineering teams to translate business problems into iterative roadmaps and measurable releases

Salary.com Estimation for Principal Data Scientist-Payments-Executive Director in Wilmington, DE
$215,227 to $257,626
If your compensation planning software is too rigid to deploy winning incentive strategies, it’s time to find an adaptable solution. Compensation Planning
Enhance your organization's compensation strategy with salary data sets that HR and team managers can use to pay your staff right. Surveys & Data Sets
Employees: Get a Salary Increase
View Core, Job Family, and Industry Job Skills and Competency Data for more than 15,000 Job Titles Skills Library

Job openings at JPMorgan Chase

  • JPMorgan Chase Wilmington, DE
  • In this role you will be a strategic contributor on a wide variety of channel-related activities including building business cases, monitoring performance ... more
  • 1 Day Ago

  • JPMorgan Chase Newark, DE
  • Driving the future of Wealth Management, the Client and Account Data Product Manager leads innovation and excellence in data strategy and solutions. As a C... more
  • 1 Day Ago

  • JPMorgan Chase Wilmington, DE
  • When you mentor and advise multiple technical teams and move financial technologies forward, it’s a big challenge with big impact. You were made for this. ... more
  • 1 Day Ago

  • JPMorgan Chase Newark, DE
  • Join a dynamic team driving impactful credit solutions for clients. Make a difference by supporting asset-based lending and portfolio growth. As a Securiti... more
  • 1 Day Ago


Not the job you're looking for? Here are some other Principal Data Scientist-Payments-Executive Director jobs in the Wilmington, DE area that may be a better fit.

  • JPMorganChase Wilmington, DE
  • Job Description Ignite your passion for product innovation by leading customer-centric development, inspiring solutions, and shaping the future with your s... more
  • 5 Days Ago

  • Circle Dover, DE
  • Circle (NYSE: CRCL) is one of the world’s leading internet financial platform companies, building the foundation of a more open, global economy through dig... more
  • 7 Days Ago

AI Assistant is available now!

Feel free to start your new journey!