Demo

Lead Architect: Solution Architect

JPMorgan Chase
Jersey, NJ Full Time
POSTED ON 11/17/2025
AVAILABLE BEFORE 1/17/2026

A career with us is a journey, not a destination. This could be the next best step in your technical career. Join us.  

 

As a Lead Architect at JPMorgan Chase within the Commercial Investment Banking Payments team, you are an integral part of a team that works to develop high-quality architecture solutions for various software applications on modern cloud-based technologies. 

 As a Solutions Architect, your passion for technology and thirst for innovation will help shape the future of global digital commerce, now and for years to come. As part of our JPM Payments Architecture Group, you will immerse yourself in solving complex business problems through innovation and proven and repeatable engineering practice. You will partner with Product Teams, Application development teams and other Technology and Operational and teams across the group and the firm, developing an extensive personal network that will allow you to influence and provide technical and architectural leadership and mentoring. You will work on a number of projects which will require differing approaches for success and will depend heavily on collaboration with our colleagues to deliver business results.

Job responsibilities

  • Engages technical teams and business stakeholders to discuss and propose technical approaches to meet current and future needs
  • Defines the technical target state of their product and drives achievement of the strategy
  • Participates in architecture governance bodies
  • Evaluates recommendations and provides feedback on new technologies
  • Executes creative software solutions, design, development, and technical troubleshooting with the ability to think beyond routine or conventional approaches to build solutions or break down technical problems
  • Develops secure and high-quality production code, and reviews and debugs code written by others
  • Identifies opportunities to eliminate or automate remediation of recurring issues to improve overall operational stability of software applications and systems
  • Leads evaluation sessions with external vendors, startups, and internal teams to drive outcomes-oriented probing of architectural designs, technical credentials, and applicability for use within existing systems and information 

 

Required qualifications, capabilities, and skills

  • Formal training or certification on software engineering concepts and 5 years applied experience
  • Hands-on practical experience delivering system design, application development, testing, and operational stability
  • Advanced in one or more programming language(s)
  • Proficiency in automation and continuous delivery methods
  • Proficient in all aspects of the Software Development Life Cycle
  • Advanced understanding of agile methodologies such as CI/CD, Application Resiliency, and Security
  • Demonstrated proficiency in software applications and technical processes within a technical discipline (e.g., cloud, artificial intelligence, machine learning, mobile, etc.)
  • In-depth knowledge of the financial services industry and their IT systems
  • Practical cloud native experience
  • Advanced knowledge of one or more software, applications, and architecture disciplines
  • Ability to evaluate current and emerging technologies to recommend the best solutions for the future state architecture
Preferred qualifications, capabilities, and skills
  • Deep understanding of payment systems, payment processing, and payment industry standards (e.g., ISO 20022, SWIFT, ACH, RTP, SEPA)
  • Experience designing and implementing solutions for real-time payments, cross-border payments, and digital wallets
  • Familiarity with payment gateways, acquiring/issuing banks, and integration with third-party payment providers
  • Knowledge of regulatory requirements and compliance in payments (e.g., PCI DSS, PSD2, AML/KYC)

Salary.com Estimation for Lead Architect: Solution Architect in Jersey, NJ
$159,007 to $196,323
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